Each of these policies covers a very different type of risk. Confusion between them is one of the most common causes of uninsured losses and rejected claims in the construction and engineering sector.
Do I need all three types of insurance?
Is public liability included in CAR insurance?
Does PI cover physical damage?
In today's digital economy, server rooms and data centers form the backbone of business operations. From small on-premise server closets to large-scale data centers, these facilities house critical…
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Moving heavy machinery is one of the most complex and high-risk operations any business can undertake. Whether you're relocating manufacturing equipment, construction machinery, or specialized industria…
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When businesses invest in commercial insurance to protect their valuable machinery and equipment, they often assume comprehensive coverage. However, machinery breakdown insurance and commercial property po…
Machinery represents one of the most significant investments for businesses across manufacturing, construction, agriculture, and countless other industries. When equipment fails or sustains damage, the f…
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The food processing industry relies heavily on specialized machinery to maintain production schedules, meet quality standards, and satisfy consumer demand. From industrial mixers and slicers to …
Electrical faults and short circuits represent some of the most significant threats to business machinery and equipment. For UK businesses relying on electrical systems and machinery, understan…
When your business relies on machinery and equipment to operate, an unexpected breakdown can bring production to a grinding halt. Machinery breakdown insurance provides essential protection agai…
Production line equipment forms the backbone of modern manufacturing operations, with conveyor syste…
Cold storage facilities are critical infrastructure for food distribution, pharmaceuticals, chemicals, and perishable goods across the UK. These specialized warehouses maintain precise temper…
Stock deterioration is a common challenge for businesses across retail, hospitality, food service, and manufacturing sectors. Whether caused by temperature fluctuations, humidity changes, pest damage, …
Temperature monitoring systems are critical infrastructure for countless businesses across the UK. From pharmaceutical storage to food service operations, cold chain logistics to laboratory environmen…
Frozen food warehouses operate in a high-risk environment where temperature control is absolutely critical. A single equipment failure or system malfunction can result in thousands of pounds wor…
Manufacturing facilities rely on sophisticated, expensive machinery to maintain…
Cold storage facilities are the backbone of the food, pharmaceutical, and healthcare industries. Whether you're storing perishable goods, vaccines, or temperature-sensitive medications, a power f…
Published: November 2025 | Reading time: 12 minutes
For food businesses—whether you operate a restaurant, café, catering company, or specialty food retailer—your perishable inve…
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The global vaccine distribution network relies on an intricate cold chain infrastructure that maintains precise temperature control from manufacturing facilities to patient administrati…
Temperature-sensitive pharmaceuticals represent one of the most critical assets in the healthcare supply chain. A single temperature excursion can render millions of pounds worth of medi…
Published: 2025 | Updated: November 2025 | Category: Business Insurance
In today's digital-first business environment, computers and IT infrastructure a…
Published: 2025 Construction Insurance
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When critical plant and equipment suffer damage, the financial impact can be devastating for your business. Whether it's a sudden mechanical failure, weather-related damage, or an accident on s…
Cold storage facilities are critical infrastructure for businesses handling perishable goods, from food manufacturers and distributors to pharmaceutical companies and hospitality venues. However, t…
Plant breakdown insurance is a critical protection for businesses that rely on machinery and equipment to operate. Whether you run a manufacturing facility, construction company, or any operation de…
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Construction sites are prime targets for thieves. Valuable equipment, tools, and machinery left on-site overnight or during weekends represent significant financial risk for construction business…
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Transporting heavy machinery and valuable equipment is one of the most critical operations for manufacturing, construction, and industrial businesses. Whether you're moving production…
Essential protection for your business equipment and operations
Machinery is the backbone of countless businesses across the UK. From manufacturing pla…
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Contractors plant insurance is a specialist form of cover designed to protect construction businesses from the financial impact of damage, theft, or breakdown of their essentia…
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