Civil Works & Heavy Engineering Projects Insurance

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Specialist insurance for large-scale civil engineering, infrastructure and heavy construction projects

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GET A QUOTE NOW

We compare quotes from leading construction & engineering insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE FOR CIVIL & HEAVY ENGINEERING PROJECTS

Why Heavy Engineering Insurance Is Essential

Civil engineering and heavy construction projects involve high contract values, specialist plant, complex groundworks and elevated third-party risk. Insurance must be structured to reflect the scale, duration and contractual obligations of infrastructure and civil works projects.

Core Cover for Civil & Heavy Engineering Contractors

Designed for high-value, high-risk engineering and infrastructure projects.


  • Public Liability for infrastructure and third-party exposure
  • Employers’ Liability for engineering and site-based labour
  • Contractors’ All Risks / Contract Works Insurance
  • Heavy plant, machinery & engineering equipment cover
  • Professional Indemnity for design, specification or consultancy
  • Environmental & pollution liability extensions

Typical Civil Engineering & Infrastructure Risks


  • Collapse, subsidence and ground movement
  • Damage to existing utilities and infrastructure
  • Flooding and water ingress on site
  • Failure or damage to heavy plant and machinery
  • Environmental pollution and contamination
  • Third-party property damage and injury
  • Delay, rework and remedial cost claims
  • Contractual liability under NEC and bespoke contracts

Who This Insurance Is For


  • Civil engineering contractors
  • Infrastructure and highways contractors
  • Groundworks and piling specialists
  • Bridge, tunnel and rail contractors
  • Utilities, drainage and water projects
  • Heavy engineering and large-scale construction firms

Why Choose Insure24


  • Experience with high-value civil and engineering risks
  • Cover aligned with NEC, JCT and infrastructure contracts
  • Flexible limits for large contract values
  • Fast turnaround for tenders and project awards

FREQUENTLY ASKED QUESTIONS

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What is civil works & heavy engineering insurance?

This is specialist construction insurance designed for large-scale civil engineering and infrastructure projects, covering liabilities, works in progress, heavy plant, and contractual risk associated with high-value engineering works.

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Do civil engineering projects need Contractors All Risk insurance?

Yes, most civil and heavy engineering contracts require Contractors All Risk or Contract Works insurance to cover damage to works in progress, materials and site risks throughout the project lifecycle.

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Is environmental and pollution cover important?

Civil engineering works often involve ground disturbance, watercourses and utilities. Environmental and pollution liability cover helps protect against clean-up costs and third-party claims.

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Can heavy plant and machinery be insured?

Yes. Heavy plant, owned or hired-in machinery can be insured against theft, damage, breakdown and contractual responsibility, including equipment such as excavators, cranes, piling rigs and specialist engineering plant.

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How quickly can cover be arranged for large projects?

Subject to underwriting details, cover can often be arranged quickly. Large contract values, complex risks or bespoke requirements may require additional insurer review.

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