Civil Engineering & Infrastructure Contractors Insurance

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Specialist insurance for civil engineering, infrastructure, highways and major groundworks projects

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GET A QUOTE NOW

We compare quotes from leading UK civil engineering insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE BUILT FOR CIVIL ENGINEERING & INFRASTRUCTURE

Why Civil Engineering Insurance Matters

Civil engineering projects involve high-value works, complex ground risk, heavy plant, public exposure and strict contractual requirements. Specialist insurance is essential to protect contractors, principals and stakeholders.

Contract Works & Construction All Risks

Cover for damage to permanent and temporary works throughout the construction period.


  • Contract Works / Contractors All Risks (CAR)
  • Public Liability for third-party injury or damage
  • Employers’ Liability for site-based staff
  • Owned & Hired-In Plant and Heavy Machinery
  • Professional Indemnity (Design & Build exposure)
  • Delay in Start-Up & Project Delay

Common Risks in Civil Engineering Projects


  • Ground movement & subsidence
  • Damage to underground services
  • Structural collapse or failure
  • Plant theft, breakdown or overturning
  • Flooding & water ingress
  • Traffic management & public interface risk
  • Environmental & pollution incidents
  • Contractual & joint venture liability

Why Choose Insure24?


  • Specialist civil engineering underwriting access
  • Experience with major infrastructure & highways projects
  • Support for tenders, PQQs & contractual limits
  • Flexible limits for public sector & framework work
  • UK-based claims & risk management support

FREQUENTLY ASKED QUESTIONS

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What is civil engineering insurance?

Civil engineering insurance provides protection for contractors undertaking infrastructure, groundworks, highways and major construction projects, covering works, liabilities, plant and professional exposure.

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Is contractors’ all risks insurance required?

Most civil engineering contracts require Contractors All Risks (CAR) insurance as a condition of contract, particularly for public sector, infrastructure and framework projects.

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