Selecting appropriate indemnity limits is critical. Limits that are too low may breach contract requirements or leave your business exposed, while over-insuring can increase premiums unnecessarily.
Typical ranges seen across UK construction and engineering contracts.
How do I know if my indemnity limits are sufficient?
Are higher limits always better?
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“Machinery move” insurance (often grouped under engineering insurance or contractors’ plant and machin…
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Construction engineering is built on equipment. From cranes and excavators to MEWPs, telehandlers, …
Construction engineering businesses live and die by the reliability of their plant and equipment. Excavators, telehandlers, MEWPs, cranes, compressors, generat…
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Construction engineering relies on high-value plant and equipment—excavators, cranes,…
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Understanding the nuances between machinery damage and machinery breakdown insurance is crucial for businesses that rely on equipment to operate. While these terms are often used interchangeab…
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The pharmaceutical manufacturing industry operates under some of the most stringent regulatory frameworks and faces unique risks that demand specialized insurance coverage. From research and deve…
Data centers form the backbone of modern digital infrastructure, housing critical servers, networking equipment, and storage systems that power businesses, cloud services, and online operations worldwide. Wi…
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In an increasingly digital business landscape, computer viruses and malware represent one of the most significant threats to UK businesses of all sizes. From ransomware attacks that lock critical syste…
In today's digital-first business environment, data is one of your most valuable assets. Customer records, financial information, intellectual property, and operational data form the backbone of modern co…
In today's digital-first business environment, laptops, tablets, and mobile devices have become essential tools for productivity, communication, and operations. Whether your team works remotely, t…
In today's digital-first business environment, computer hardware forms the backbone of virtually every commercial operation. From small startups to large enterprises, businesses depend on reliabl…
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Machinery represents one of the most significant investments for businesses across manufacturing, construction, agriculture, and countless other industries. When equipment fails or sustains damage, the f…
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Stock deterioration is a common challenge for businesses across retail, hospitality, food service, and manufacturing sectors. Whether caused by temperature fluctuations, humidity changes, pest damage, …
Temperature monitoring systems are critical infrastructure for countless businesses across the UK. From pharmaceutical storage to food service operations, cold chain logistics to laboratory environmen…
Frozen food warehouses operate in a high-risk environment where temperature control is absolutely critical. A single equipment failure or system malfunction can result in thousands of pounds wor…
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Cold storage facilities are critical infrastructure for businesses handling perishable goods, from food manufacturers and distributors to pharmaceutical companies and hospitality venues. However, t…
Plant breakdown insurance is a critical protection for businesses that rely on machinery and equipment to operate. Whether you run a manufacturing facility, construction company, or any operation de…
Crane hire businesses operate in one of the most high-risk sectors within the construction and industrial industries. Whether you're providing mobile cranes, tower cranes, crawler cranes, or specialis…
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Excavators are among the most valuable assets in any construction or plant hire business. These powerful machines represent significant capital investment, and protecting them against damage, th…
Construction sites are prime targets for thieves. Valuable equipment, tools, and machinery left on-site overnight or during weekends represent significant financial risk for construction business…
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Running a plant hire business comes with significant financial responsibility. Whether you're renting out excavators, telehandlers, compressors, or scaffolding, your equipment represents a substantial …
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Essential protection for your business equipment and operations
Machinery is the backbone of countless businesses across the UK. From manufacturing pla…
For businesses that rely on perishable goods—from food retailers and restaurants to pharmaceutical suppliers and florists—the risk of stock deterioration represents a significant finan…
Contractors plant insurance is a specialist form of cover designed to protect construction businesses from the financial impact of damage, theft, or breakdown of their essentia…
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