What is Public & Third-Party Liability Insurance?
It is protection designed to cover your business if it is legally liable for injury or damage caused to a third party or their property.
Is liability insurance mandatory for concrete manufacturers?
While not legally mandatory in all cases, many contracts and industry standards require proof of liability insurance to operate on site or win work.
Does this insurance cover employee injuries?
No, employee injuries are typically covered under Employers’ Liability Insurance, which is separate.
What happens if a claim exceeds my policy limits?
You would be responsible for amounts beyond your coverage, making it vital to select appropriate policy limits.
How quickly can I get a quote and coverage?
We can often provide quotes within 24-48 hours, with immediate coverage available upon acceptance and payment.