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INSURANCE FOR COMMERCIAL UNITS WITH TENANTS
Insurance tailored for multi-tenant commercial units
Whether you own retail units, offices, industrial units, workshop spaces or mixed-use commercial premises, your risks extend beyond just property damage. Insure24 protects your buildings, rental income, liabilities, and legal exposure with customisable landlord insurance designed for commercial tenants.
What’s Covered for Tenanted Commercial Units
Comprehensive cover for buildings occupied by commercial tenants across offices, retail and industrial categories.
- Full buildings insurance for fire, flood, storm, subsidence & escape of water
- Property owners’ liability for injury or third-party damage
- Loss of rental income following insured damage
- Tenant improvements and fixtures cover
- Glass, shopfront & signage cover
- Malicious damage by tenants (optional)
- Accidental damage (optional)
- Legal expenses for eviction, disputes & rent recovery
Common Risks for Commercial Unit Landlords
- Tenant-caused fires, water damage or accidental damage
- Loss of rent due to building damage
- Slips, trips and injuries to visitors or contractors
- Blocked access impacting tenant trading
- Industrial equipment faults damaging the property
- Damage to shared areas (corridors, lifts, loading bays)
- Vacant units increasing risk of vandalism or escape of water
- Disputes over tenancy obligations and lease breaches
Why Landlords Choose Insure24
- Specialist insurance for offices, retail units & industrial premises
- Competitive pricing from major UK insurers
- Flexible cover tailored to tenant type & building use
- Fast quotes & immediate documentation
- Experienced team specialising in commercial landlord risks
- Support through disputes, claims & tenancy issues
How to Get Cover for Tenanted Commercial Units
- 1. Tell us about your units, tenants and building use
- 2. We compare multiple insurers for the best rate
- 3. Choose optional extras like malicious damage or subsidence
- 4. Get documents instantly - cover can start today
FREQUENTLY ASKED QUESTIONS
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What insurance do I need for commercial units with tenants?
You need commercial landlord insurance, including buildings cover, property owners’ liability, loss of rent and optional extensions such as malicious damage or legal protection.
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Does insurance cover tenant-caused damage?
Accidental and malicious damage by tenants can be included depending on your chosen cover options.
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Does the policy cover loss of rent?
Yes, if your unit becomes unusable due to insured damage, loss of rent or alternative accommodation may be covered.
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What types of tenants are covered?
Most commercial tenants are accepted including retail, offices, trade counters, workshops, industrial units and professional services. Higher-risk tenants may require specialist underwriting.
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Does the policy cover unoccupied units between tenants?
Yes, but additional safety and inspection requirements may apply during vacant periods.