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PORTFOLIO PROPERTY INSURANCE THAT GROWS WITH YOU
Flexible Cover for Multi-Unit & Commercial Property Portfolios
Whether you own several commercial units, a mixed-use building, or an entire managed portfolio, Insure24 provides tailored protection for landlords with multiple properties. We build flexible, scalable policies that protect your assets, liabilities, income, and tenants.
What’s Covered Under Portfolio Commercial Property Insurance?
Comprehensive protection across all units in your portfolio - one policy, simplified management.
- Buildings Insurance – Fire, flood, storm, impact, escape of water & more.
- Property Owners’ Liability – Protection if someone is injured due to your building.
- Portfolio-Wide Business Interruption – Loss of rent or income from multiple units.
- Accidental & Malicious Damage – Tenant damage, vandalism & unexpected events.
- Contents & Fixtures (Where Applicable) – For furnished units or communal areas.
- Employers’ Liability – Required for caretakers, maintenance staff or employees.
- Unoccupied Unit Cover – Flexible protection for temporarily vacant units.
- Glass, Signage & Shopfront Damage – For retail portfolios.
- Engineering & Machinery Breakdown (Optional) – Lifts, boilers & HVAC systems.
Common Risks for Multi-Unit Property Owners
- Fire or escape of water across multiple units
- Storm or structural damage impacting several properties
- Loss of rent from damaged units
- Public or tenant injury on communal premises
- Damage caused by tenants or contractors
- Unoccupied units increasing risk exposure
- Legal liabilities across multiple buildings
- Portfolio-wide business interruption
Why Portfolio Owners Choose Insure24
- Single policy covering multiple units
- Expert underwriting for complex property portfolios
- Flexible cover for mixed-use, retail, office & industrial units
- Competitive pricing across larger-scale risks
- Tailored solutions for growing portfolios
- Dedicated account manager for ongoing portfolio changes
How to Get Portfolio Property Insurance
- 1. Provide details of your portfolio (units, tenants, uses & values)
- 2. We compare insurers & negotiate portfolio rates
- 3. Tailor your cover - add/remove units anytime
- 4. Activate cover & receive your documents
Ideal for All Types of Commercial Portfolios
Our policies are designed for growing and established landlords alike.
Retail & High-Street Portfolios
- Single retail units
- High-street rows
- Shopping centres (selected)
- Mixed-use retail/residential
Office & Professional Portfolios
- Multi-storey office buildings
- Business parks
- Multi-let office suites
- Serviced office premises
Industrial & Warehouse Portfolios
- Industrial estates
- Distribution centres
- Workshops & production units
- Storage complexes
Complex or Mixed-Use Portfolios
- Hybrid retail/office/warehouse buildings
- Properties with shared or communal areas
- Portfolios with both occupied & vacant properties
- Multi-location portfolios
FREQUENTLY ASKED QUESTIONS
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Can I insure multiple commercial units under one policy?
Yes - portfolio policies allow you to insure all your commercial units under a single, streamlined policy.
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Can I add or remove properties during the policy term?
Absolutely - you can adjust your portfolio at any time, making portfolio insurance highly flexible.
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Does portfolio insurance cover loss of rent?
Yes - business interruption or loss of rent can be included for multiple units or sites.
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Is mixed-use property included?
Yes - retail, office, industrial, and mixed-use buildings can all be insured under one portfolio policy.
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How fast can I get a portfolio quote?
Simple portfolios can often be quoted the same day; larger or complex portfolios may require underwriting surveys.