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COMMERCIAL LANDLORD INSURANCE THAT PROTECTS YOUR RENTAL INVESTMENT
Why Commercial Landlord Insurance Matters
Whether you own a single shop unit or a large commercial portfolio, unexpected events can produce significant financial losses. Our specialist commercial landlord insurance protects your buildings, rental income, liabilities, and legal responsibilities - keeping your investment safe.
What Commercial Landlord Insurance Covers
Comprehensive protection for commercial units, rental properties, offices, warehouses, retail units and more.
- Buildings insurance – structural damage from fire, flood, storm, escape of water & impact
- Property owners’ liability – covers injuries to tenants, visitors or third parties
- Loss of rent & alternative accommodation costs
- Tenant improvement cover
- Glass, signage & shopfront cover
- Malicious damage by tenants (optional)
- Legal expenses for evictions, disputes & debt recovery
- Subsidence, heave & landslip (optional)
Common Risks Faced by Commercial Landlords
- Tenant-caused accidental or malicious damage
- Loss of rent following insured property damage
- Liability claims from tenants or visitors
- Legal disputes or tenancy eviction requirements
- Damage to fixtures, fittings & shopfronts
- Flooding, storms and escape of water incidents
- Vacant or unoccupied property risks
- Subsidence and structural movement
Why Landlords Choose Insure24
- Specialist commercial landlord brokers
- Tailored cover for shops, offices, warehouses & mixed-use units
- Competitive premiums from top UK insurers
- Fast quotes & immediate documentation
- Dedicated UK-based team
- Support with claims, disputes & tenant-related issues
How to Get Commercial Landlord Insurance
- 1. Tell us about your rental property & tenants
- 2. We compare quotes from specialist insurers
- 3. You choose the right level of cover
- 4. Your policy activates immediately
FREQUENTLY ASKED QUESTIONS
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What does commercial landlord insurance cover?
It covers your buildings, property owner liability, loss of rent, legal expenses, tenant damage, fixtures and fittings, glass and signage, and optional extras such as subsidence.
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Do I need landlord insurance for commercial tenants?
Yes - standard business insurance won't usually cover a landlord’s responsibilities. Specialist commercial landlord cover is required to protect the building and your legal liability.
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Does it cover loss of rent?
Yes, if your property becomes uninhabitable due to insured damage, your lost rental income can be covered for the indemnity period selected.
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Are unoccupied properties covered?
Yes, but unoccupied properties may require additional conditions such as inspections, water isolation, and enhanced security measures.
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Does landlord insurance cover tenant disputes?
Yes - legal expenses cover can include eviction support, contract disputes, and debt recovery.