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Protect the Assets Inside Your Premises
Fixtures, fittings, tools, machinery and general business contents are vital to your operations. Damage from fire, theft, water leaks or accidents can cause major disruption. Insure24 provides comprehensive contents & equipment cover tailored to commercial buildings.
What Contents & Fixtures Insurance Covers
Flexible cover for the items inside your commercial building.
- Office contents (computers, desks, furniture, IT equipment)
- Retail stock, shelving, displays & tills
- Restaurant & hospitality fixtures (kitchen equipment, POS, refrigeration)
- Industrial tools, plant, workshop machinery & machinery controls
- Tenants’ improvements and fixed installations
- Accidental damage & malicious damage
- Theft & attempted theft (with required security measures)
- Business interruption (optional add-on)
Common Risks Affecting Business Contents
Commercial premises face a range of risks that can damage internal assets.
- Theft & break-ins
- Escape of water & burst pipes
- Fire & smoke damage
- Flooding & storm damage
- Electrical faults damaging equipment
- Employee or customer accidental damage
- Vandalism & malicious damage
- Stock spoilage (optional)
Why Choose Insure24
- Cover for all types of commercial premises
- Specialist support for landlords, SMEs and tenants
- Competitive pricing with tailored limits
- Fast claims support from experienced brokers
- Add-ons available for stock, tools & business interruption
- Quotes from trusted UK A-rated insurers
FREQUENTLY ASKED QUESTIONS
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What counts as business contents?
Business contents include movable items inside your premises such as furniture, tools, stock, IT equipment, POS systems, machinery and electronics.
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Are fixtures and fittings covered automatically?
Yes - fixtures such as lighting, built-in counters, shelving, kitchen units and tenant improvements can be covered as part of your policy.
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Does the policy cover theft?
Yes - theft and attempted theft are covered, provided minimum-security requirements are met (e.g. locks, alarms, shutters where required).
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Can I insure high-value equipment?
Absolutely - high-value tools, machinery, electronics and specialist equipment can be insured with tailored limits and valuations.