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Protecting the Structure of Your Commercial Property
Why Buildings Insurance Is Essential
Your building is the foundation of your business. A fire, flood, escape of water or structural issue can cause tens or even hundreds of thousands in damage. Insure24 helps protect your property and financial stability with comprehensive buildings cover tailored to your premises.
What Buildings Insurance Covers
Protecting the physical structure of your property from major risks.
- Fire, lightning, explosion & electrical fires
- Flood, storm & weather-related damage
- Escape of water (burst pipes, leaks, flooding)
- Impact damage (vehicles, falling trees)
- Accidental damage to the building structure
- Subsidence, heave & landslip (optional)
- Rebuilding & repair costs
- Loss of rent & alternative accommodation
- Damage to fixtures, fittings & permanent installations
- Glass, shopfronts & signage
Common Risks to Your Building
- Storm or flood damage to roofs & foundations
- Escape of water from burst or leaking pipes
- Fire damage from electrical faults or appliances
- Impact damage from vehicles or machinery
- Subsidence affecting structural integrity
- Tenant-caused accidental damage
- Vandalism & malicious damage
- Glass breakage & shopfront damage
Why Choose Insure24 for Buildings Cover
- Specialist commercial property expertise
- Access to a wide panel of UK insurers
- Fast quotes & same-day documentation
- Support for complex or high-risk buildings
- Tailored cover to your building’s size & usage
- Dedicated claims assistance
“Insure24 handled our buildings insurance quickly and professionally, securing us better cover and saving us money.”
James K., Commercial Property OwnerFREQUENTLY ASKED QUESTIONS
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What is buildings insurance?
Buildings insurance covers the structure of your property including walls, roof, floors, ceilings, fixtures, fittings and permanent installations.
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Does buildings insurance cover fire damage?
Yes - fire, lightning and explosion are core insured perils under most policies.
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Is escape of water covered?
Yes - most policies cover damage caused by burst pipes or leaking plumbing.
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Does buildings insurance cover tenants’ belongings?
No - tenants must insure their own stock, contents and equipment.
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Can I insure a vacant building?
Yes - insurers can cover unoccupied buildings, though conditions and pricing vary based on security and risk factors.