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All-in-One Insurance for Office-Based Businesses
Managing multiple insurance policies can be time-consuming and expensive. A combined office insurance package brings all essential covers together into one simple, cost-effective policy.
Combined Office Insurance from Insure24 is designed for small offices, professional firms, SMEs and customer-facing offices - providing comprehensive protection with one renewal date and one point of contact.
What Does a Combined Office Insurance Package Include?
Office Contents & Equipment Insurance
Covers office furniture, computers, servers, phones and specialist equipment against fire, flood, theft and accidental damage.
- Computers, laptops and IT equipment
- Furniture, fixtures and fittings
- Portable equipment options
Public & Customer Liability Insurance
Protects your business if a client, visitor or member of the public is injured or their property is damaged at your premises.
- Slip, trip and fall claims
- Customer injury protection
- Typical limits £1m – £5m
Employers’ Liability Insurance
A legal requirement if you employ staff, covering injury or illness arising from their employment.
- Mandatory if you employ anyone
- Covers workplace injuries
- Minimum £5m by law
Business Interruption & Loss of Income
Replaces lost income and covers ongoing expenses if your office cannot operate following an insured event.
- Loss of income or gross profit
- Rent, wages and overheads
- Indemnity periods up to 24 months
Optional Covers You Can Add
- Cyber & Data Protection Insurance
- Professional Indemnity Insurance
- Directors’ & Officers’ Liability
- Legal Expenses Insurance
- Money & Theft Cover
Why Choose a Combined Office Insurance Policy?
- One policy instead of multiple renewals
- Lower overall premium costs
- Consistent cover with fewer gaps
- Simpler claims handling
- Tailored to office-based risks
Who Is Combined Office Insurance Suitable For?
- Small offices and SMEs
- Professional and consultancy firms
- Customer-facing offices
- Serviced or rented offices
- Growing office-based businesses
FREQUENTLY ASKED QUESTIONS
+- What is a combined office insurance package?
It is a single policy that bundles property, liability, staff and income protection into one comprehensive office insurance solution.
+- Is combined office insurance cheaper?
In many cases, yes. Combined policies are often more cost-effective than buying separate covers.
+- Can I customise a combined policy?
Yes. Cover can be tailored to your office size, activities, staff numbers and risk profile.
+- Does it cover rented or serviced offices?
Yes. Combined office insurance can be arranged for leased, rented or serviced premises.
+- Can business interruption be included?
Yes. Business interruption and loss of income cover is a core part of most combined office insurance packages.