Fitting rooms are one of the highest-risk areas in a clothing shop. Limited space, seating, mirrors, hooks, curtains and flooring all increase the likelihood of slips, trips and accidental injuries.
Even minor incidents can escalate into compensation claims. Liability insurance for fitting rooms and customer areas is designed to protect your business from the legal and financial impact of these claims.
This cover forms part of your public liability insurance and protects your clothing shop if a customer is injured on your premises, including within fitting rooms, changing areas and communal retail spaces.
It covers legal defence costs and compensation awards if your business is found legally liable for injury or property damage suffered by a customer.
Claims arising from fitting rooms and customer areas are common in fashion retail, particularly where shops are busy or space is limited.
Is fitting room liability included in public liability insurance?
Are injuries involving children covered?
What limits of liability are recommended?
Do claims increase premiums significantly?
Is cover required by law?
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