Clothing retailers rely heavily on stock and shop contents to trade. From seasonal collections and branded garments to fixtures, fittings and POS equipment, a single incident can result in significant financial loss.
Contents & Stock Insurance from Insure24 is designed for UK clothing stores, protecting the physical assets that keep your business operating.
Whether you run a high street store, shopping centre unit or boutique, we arrange cover that reflects your stock levels, trading patterns and risk profile.
Stock is often the most valuable asset for clothing retailers. Underinsurance is common, particularly during sales periods and seasonal launches.
Shop fittings and displays are costly to replace and often bespoke. Contents insurance protects your investment in the physical layout of your store.
Clothing stores are frequent targets for shoplifting and break-ins. Contents & stock insurance helps protect against these losses.
Fire and water damage can destroy stock and contents within minutes. This cover helps fund replacement and reinstatement.
What is contents & stock insurance?
Contents & stock insurance protects a clothing store’s physical assets, including stock, fixtures, fittings and equipment, against insured risks.
Does it cover shoplifting?
Yes. Policies can include cover for shoplifting, subject to security conditions.
How do I insure seasonal stock increases?
Seasonal uplift or adjustable sums insured can be added for peak trading periods.
Is stock covered off-site?
Cover can be extended to include stock stored off-site or in additional locations.
Can Insure24 review my existing cover?
Yes. Insure24 can review your current contents & stock insurance and identify improvements or savings.
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