Boutique clothing shops face very different risks to large chain retailers. Independent fashion stores often hold carefully curated stock, premium garments, designer labels and seasonal collections that represent significant capital investment.
A single incident such as theft, fire, water damage or customer injury can have a disproportionate impact on a boutique business. Specialist Boutique Clothing Shop Insurance is designed to reflect these risks and protect both your premises and your brand.
Boutique Clothing Shop Insurance is a tailored commercial insurance package designed for independent fashion retailers. It typically combines property, stock, liability and business interruption cover into a single policy.
Cover can be adapted to reflect your shop size, location, stock profile, staffing levels and whether you sell online, in-store or both.
Boutiques often operate in high-footfall areas and rely on visual merchandising, which increases exposure to theft, accidental damage and customer injury claims.
Is boutique clothing shop insurance different from standard shop insurance?
Is stock insured at retail or cost price?
Does this cover online sales stock?
Is business interruption important for boutiques?
Can cover be adjusted as my collections change?
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