Public & Third-Party Liability Insurance for Civil Engineers

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Protection against injury and property damage claims arising from civil and infrastructure works

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We arrange public liability cover with specialist civil engineering insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

LIABILITY PROTECTION FOR CIVIL & INFRASTRUCTURE PROJECTS

Who Needs Public Liability Insurance?

Public and third-party liability insurance is essential for civil engineering and infrastructure contractors working in public spaces or near third-party property, utilities, highways and live environments.

What Does Public & Third-Party Liability Insurance Cover?

Core protection against claims arising from civil engineering activities.


  • Injury to members of the public
  • Damage to third-party property or infrastructure
  • Legal defence and compensation costs
  • Claims arising from site operations
  • Contractually required liability limits
  • Cross-liability between multiple parties

Common Third-Party Liability Risks


  • Injury to pedestrians or road users
  • Damage to neighbouring property or structures
  • Utility strikes and service disruption
  • Accidents involving plant or machinery
  • Claims from local authorities or asset owners
  • Public interface on highways and infrastructure sites

Why Civil Engineers Choose Insure24


  • Specialists in civil & infrastructure liability risks
  • Advice on high-limit and public-sector requirements
  • Alignment with contract and framework conditions
  • Access to specialist UK liability markets
  • Clear advice and UK-based support

FREQUENTLY ASKED QUESTIONS

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Is public liability insurance mandatory for civil engineers?

While not legally mandatory, public liability insurance is almost always required by clients, local authorities and infrastructure owners.

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Does public liability cover underground services?

Damage to underground services may be covered subject to policy terms, conditions and survey procedures. Sub-limits and exclusions often apply.

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