Project Delay, Business Interruption & Defects Insurance

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Protection against delay, interruption and post-completion defect risks on civil engineering projects

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We arrange specialist delay and defects cover with leading UK insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

FINANCIAL PROTECTION FOR DELAY & DEFECT RISKS

Who This Insurance Is For

This cover is designed for civil engineering contractors, infrastructure developers and project owners exposed to financial loss caused by construction delays, interruption of operations or defects discovered after completion.

What Does Project Delay & Defects Insurance Cover?

Protection against financial losses rather than physical damage alone.


  • Delay in Start-Up (DSU) following insured damage
  • Business interruption due to project delays
  • Loss of revenue and increased costs of working
  • Defects discovered after practical completion
  • Rectification periods and handover delays
  • Lender and contractual delay requirements

Common Causes of Project Delay & Defect Claims


  • Fire, flood or collapse during construction
  • Late delivery of materials or specialist plant
  • Defective workmanship or design issues
  • Testing and commissioning failures
  • Weather-related disruption on infrastructure projects
  • Interface delays between contractors or trades

Why Arrange Delay & Defects Cover with Insure24?


  • Experience with DSU and complex infrastructure projects
  • Alignment with CAR and contract works policies
  • Support for lender and funder requirements
  • Access to specialist UK delay markets
  • Clear advice on exclusions and waiting periods

FREQUENTLY ASKED QUESTIONS

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What is Delay in Start-Up (DSU) insurance?

DSU insurance covers financial losses caused by delays in completing a project following insured physical damage during construction.

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Is defects insurance the same as latent defects insurance?

No. Defects insurance may cover certain post-completion issues, while latent defects insurance provides long-term structural protection.

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