Plant, Machinery, Tools & Hired-in Equipment Insurance

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Specialist cover for owned and hired-in plant, machinery, tools and site equipment used in civil engineering projects

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We insure plant & equipment for civil engineering contractors nationwide

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

PLANT & EQUIPMENT INSURANCE FOR CIVIL ENGINEERING

Why Plant & Equipment Cover Is Essential

Civil engineering projects rely on high-value plant, specialist machinery and hired-in equipment. Damage, theft or breakdown can cause serious delays and financial loss. Dedicated plant insurance protects both owned and rented assets.

What Does Plant & Equipment Insurance Cover?

Comprehensive protection for machinery and site equipment.


  • Owned plant and machinery
  • Hired-in plant and equipment (contractual liability)
  • Tools and small plant
  • Theft, vandalism and accidental damage
  • On-site, in-transit and off-site storage cover
  • Optional breakdown and loss of hire extensions

Who Needs This Insurance?


  • Civil engineering contractors
  • Groundworks and infrastructure firms
  • Utilities, highways and rail contractors
  • Plant-intensive contractors and subcontractors
  • Businesses hiring-in specialist machinery
  • Contractors responsible for tools and equipment on site

Why Choose Insure24?


  • Access to specialist plant & machinery insurers
  • Cover for owned and hired-in equipment
  • Advice on hire agreements and contractual liability
  • Flexible limits for tools and high-value plant
  • UK-based claims and risk support

FREQUENTLY ASKED QUESTIONS

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Is hired-in plant covered automatically?

Hired-in plant is not automatically covered and must be specifically insured. Most hire agreements make the hirer responsible for loss or damage.

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Does plant insurance cover theft from site?

Yes. Plant insurance can cover theft from site, subject to security conditions such as immobilisers, fencing and locked compounds.

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