Heavy-Civil & Specialist Civil Engineering Insurance

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Specialist insurance for piling contractors, structural engineers, deep-excavation works and complex civil engineering projects

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We compare quotes from leading civil engineering insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE FOR HIGH-RISK CIVIL ENGINEERING WORKS

Why Specialist Civil Engineering Insurance Matters

Heavy-civil projects involve deep excavations, structural risk, high-value plant, ground movement and complex contractual obligations. A single failure can lead to catastrophic property damage, injury, delay claims or structural collapse. Insure24 provides insurance designed specifically for specialist civil engineering risk.

Typical Cover for Heavy-Civil Contractors

Designed for piling, deep-ground works, structural and infrastructure projects.


  • Public Liability – damage to third-party property and injury
  • Employers’ Liability – mandatory for site operatives
  • Contract Works – protection for works in progress
  • Professional Indemnity – design & temporary works liability
  • Plant & Equipment – owned and hired-in heavy machinery
  • Pollution & Environmental Liability – ground contamination risk

Common Heavy-Civil Engineering Risks


  • Ground movement, subsidence & settlement
  • Structural failure or collapse
  • Damage to adjacent properties
  • Utility strikes (gas, water, electric, fibre)
  • Temporary works failure
  • Deep excavation instability
  • Environmental pollution incidents
  • Delay & contractual penalty claims

Why Choose Insure24


  • Civil engineering-focused underwriting
  • Support for principal contractor & developer requirements
  • High-limit liability capacity
  • Experience with complex & hazardous works
  • UK-based claims handling

FREQUENTLY ASKED QUESTIONS

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What insurance is required for heavy-civil engineering projects?

Most heavy-civil contractors require public liability, employers’ liability, contract works and often professional indemnity insurance, particularly where temporary works or design responsibility exists.

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Do piling and deep-ground works need specialist insurance?

Yes. Piling, excavation and structural works carry higher subsidence, collapse and third-party damage risk, requiring specialist underwriting.

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