General Civil Contractors & Infrastructure Insurance

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Specialist insurance for civil engineering, infrastructure and groundworks contractors

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We arrange cover with specialist civil engineering insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

COVER FOR CIVIL & INFRASTRUCTURE PROJECT RISKS

Who This Insurance Is For

This cover is designed for general civil engineering contractors and infrastructure specialists working on highways, utilities, drainage, groundworks, bridges, rail, energy and public-sector projects.

What Does Civil Engineering Insurance Cover?

Core covers for infrastructure and heavy civil construction projects.


  • Contract Works – roads, structures, utilities and installations
  • Public & Employers’ Liability for site operations
  • Plant, Machinery & Equipment (owned & hired-in)
  • Fire, Flood, Collapse & Ground Movement
  • Damage to Underground Services
  • Multiple Contractors & Joint Ventures

Common Risks for Civil & Infrastructure Contractors


  • Damage to underground utilities and services
  • Collapse, subsidence or ground instability
  • Flooding and water ingress on infrastructure sites
  • Plant accidents and heavy machinery losses
  • Third-party injury or property damage
  • Contractual insurance requirements from authorities

Why Civil Contractors Choose Insure24


  • Civil & infrastructure insurance specialists
  • Experience with public-sector & major projects
  • Support with contractual & framework requirements
  • Access to specialist UK engineering markets
  • Clear advice and UK-based support

FREQUENTLY ASKED QUESTIONS

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Do civil engineering contractors need specialist insurance?

Yes. Civil and infrastructure projects carry higher-risk exposures such as underground services, heavy plant and public interfaces, requiring specialist cover.

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Is damage to underground services covered?

Cover may be available subject to survey procedures, contract terms and policy conditions. Limits and exclusions apply.

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