Many claims are declined not because a contractor lacks insurance, but because the activity falls outside policy scope. Civil engineering involves higher-risk works that are often restricted, excluded or require specialist extensions.
These exclusions frequently apply unless specifically insured.
Exclusions vary by cover type and insurer.
Are exclusions the same across all civil engineering policies?
Can exclusions be removed or amended?
The construction of chemical and industrial plants represents one of the most complex and high-risk sectors within civil engineering. From petrochemical refineries …
The global transition to renewable energy has created unprecedented opportunities and challenges for civil engineering firms specializing in green energy infrastructure. Fr…
The offshore wind energy sector represents one of the most ambitious and rapidly expanding areas of renewable energy development in the UK and globally. As the i…
The renewable energy sector has experienced unprecedented growth in recent years, with solar installations becoming increasingly common across commercial, industrial, a…
The renewable energy sector is experiencing unprecedented growth, with wind farms becoming a cornerstone of the UK's commitment to sustainable power generation. However, constructing t…
The renewable energy sector represents one of the fastest-growing areas of civil engineering, with wind farms, solar installations, hydroelectric facilities, and biomass plants trans…
The civil engineering, industrial, and energy sectors form the backbone of modern infrastructure and economic development. From constructing bridges and power plants to manufac…
The civil engineering sector is undergoing a profound digital transformation. From Building Information Modelling (BIM) and drone surveying to AI-powered proje…
Civil engineering laboratories represent some of the most specialized and high-value commercial spaces in the modern business landscape. These facilities house …
Civil engineering research facilities represent some of the most complex and high-value construction projects in the modern built environment. These specialized s…
University campus expansion projects represent some of the most complex civil engineering undertakings in the construction sector. These developments combine educati…
Civil engineering educational institutions face unique insurance challenges that set them apart from traditional academic establishments. With specialized laboratories,…
As urban centres worldwide embrace digital transformation, smart cities are rapidly becoming the blueprint for modern urban development. These technologically advanced enviro…
The construction industry is experiencing a fundamental shift toward sustainability, with civil engineering projects increasingly incorporating green building practices, re…
Civil engineering projects commissioned by government bodies represent some of the most complex and high-stakes construction undertakings in the UK. From major infrastructure dev…
Civil engineering projects involving public facilities represent some of the most complex and high-stakes construction endeavors undertaken in the modern…
Municipal buildings form the backbone of local government infrastructure, serving communities as town halls, civic centres, libraries, community centres, and administrative o…
Urban development and public infrastructure projects represent some of the most complex and high-value undertakings in the construction sector. From roa…
Airport and aerospace infrastructure projects represent some of the most complex and high-value civil engineering undertakings in the construction industry.…
Civil engineering projects shape our infrastructure and communities, but they also carry significant environmental risks. From soil contamina…
Signal and communication systems form the critical nervous system of modern civil engineering infrastructure. From railway signalling networks and tra…
The civil engineering sector has undergone a digital transformation in recent years, with navigation systems and positioning technology becoming fundamental to proj…
Terminal development projects represent some of the most complex and high-value civil engineering undertakings in the modern construction landscape. Whether buil…
Runway construction represents one of the most complex and high-stakes civil engineering projects in the infrastructure s…
Traffic management during construction projects is a critical component of civil engineering that ensures the safety of workers, motorists, and pedestrians while maintaining efficient traffic flow…
Civil engineering projects represent some of the most complex and high-value construction undertakings in the UK, from motorway infrastr…
Road construction projects form the backbone of modern infrastructure, connecting communities and enabling economic growth across the United Kingdom. Whether build…
Highway and road development projects represent some of the most complex and high-value undertakings in the civil engineering sector. From major motorway expansions…
Cross-border infrastructure projects represent some of the most ambitious and complex undertakings in modern civil engineering. From transnational rail…
Civil engineering projects involving underground and elevated track systems represent some of the most complex and high-risk construction undertakings in the infrastructu…
High-speed rail projects represent some of the most ambitious and complex civil engineering undertakings in modern infrastructure development. With construction costs often…
Marine and coastal bridge construction represents one of the most challenging and risk-intensive sectors within civil en…
Civil engineering projects represent some of the most significant investments in modern infrastructure, from bridges and tunnels to commercial buildings and water …
Civil engineering projects represent some of the most significant investments in modern infrastructure, from bridges and roads to dams and drainage s…
Railway construction represents one of the most complex and high-value sectors within civil engineering. From high-speed rail networks to …
Civil engineering transportation infrastructure projects represent some of the most complex and high-value construction undertakings in t…
Civil engineering projects shape our infrastructure, from roads and bridges to water treatment facilities and commercial developments. However, these projects carry…
Water infrastructure projects represent some of the most critical and complex civil engineering undertakings in modern society. From water treatment plants and distribution n…
Civil engineering projects involving dams and hydroelectric facilities represent some of the most complex and high-value infrastructure developments in the modern world. Th…
Civil engineering projects represent some of the most complex and high-stakes undertakings in the construction industry. From bridges and tunnels t…
Historical restoration projects represent some of the most challenging and rewarding work in civil engineering. Whether restoring a Victorian railway sta…
Suspension bridges represent some of the most iconic and technically complex structures in civil engineering. From the Golden Gate Bridge to the Akashi Kaikyō Bridge, t…
Bridge engineering represents one of the most complex and high-stakes disciplines within civil engineering. From pedestrian footbridges to massive suspension st…
Tunnel construction represents one of the most complex and risk-intensive undertakings in civil engineering. Whether boring through mountain ranges for rural transportation…
Civil engineering projects demand sophisticated, high-value equipment that forms the backbone of infrastructure development across the UK. From excavators and bul…
Civil engineering projects face numerous challenges, but few are as unpredictable and potentially devastating as geological hazards. From landslides and subsidence to earthq…
Underground engineering projects represent some of the most complex and high-risk endeavours in the civil engineering sector. From tunnel construction and deep excavations to un…
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