Design & Build Civil Engineering Insurance

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Specialist insurance for design-and-build and civil engineering design contractors

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We arrange cover with specialist design & construction insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

INSURANCE FOR DESIGN & CONSTRUCTION RESPONSIBILITY

Who This Insurance Is For

This cover is designed for civil engineering contractors and infrastructure businesses operating under design-and-build, turnkey or novated design arrangements, where responsibility for both design and construction sits with the contractor.

What Does Design & Build Insurance Cover?

Combined protection for construction works and professional design responsibility.


  • Contract Works – damage to works in progress
  • Professional Indemnity – design errors & omissions
  • Public & Employers’ Liability
  • Plant, Machinery & Temporary Works
  • Fire, Flood, Collapse & Ground Movement
  • Joint Venture & Multi-Disciplinary Projects

Key Risks for Design & Build Contractors


  • Design errors leading to financial loss
  • Interface risk between design and construction
  • Rectification of defective designs
  • Claims following completion of works
  • Higher contractual liability exposure
  • Lender and public-sector insurance requirements

Why Design & Build Contractors Choose Insure24


  • Experience with design & build risk structures
  • Alignment of PI and contract works policies
  • Support with collateral warranties & contracts
  • Access to specialist UK design risk markets
  • Clear advice and UK-based support

FREQUENTLY ASKED QUESTIONS

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Do design & build contractors need Professional Indemnity insurance?

Yes. Design-and-build contractors assume responsibility for design, making Professional Indemnity insurance essential.

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Can PI and contract works be aligned?

Yes. Policies can be structured to ensure design and construction risks are aligned, reducing gaps and overlaps in cover.

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