Touring Caravan Site Insurance

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Specialist cover for UK touring caravan sites and campsites – protect your pitches, facilities, guests and income with tailored insurance from Insure24.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

TOURING CARAVAN SITE INSURANCE THAT LETS YOU RELAX

Specialist cover for touring caravan sites and campsites

Whether you operate a seasonal campsite, a touring-only site or a mixed camping & touring park, we arrange tailored insurance to protect your pitches, guests, facilities and income.

What Our Touring Caravan Site Insurance Can Cover

Every touring site has its own layout and risks - we’ll help shape cover around your facilities, season length and visitor volumes.

  • Touring caravan pitches and camping areas.
  • Amenity blocks, shower rooms and washrooms.
  • Reception, shop buildings and storage sheds.
  • Site infrastructure – paths, roadways, lighting and services.
  • Contents, equipment and maintenance tools.
  • Public liability – protection if guests or visitors are injured.
  • Employers’ liability for staff working on site.
  • Business interruption – loss of income after insured damage.
  • Legal expenses for disputes and contract issues.
  • Money on site or in transit (subject to limits).
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Common Risks for Touring Caravan Sites

  • Slips, trips and falls on uneven or muddy terrain.
  • Injuries caused by poorly lit paths or steps.
  • Damage to amenities from storms, frost or flooding.
  • Accidental damage to vehicles or touring caravans.
  • Theft or vandalism on site, especially during quiet periods.
  • Guest accidents involving tent pegs, guy ropes or equipment.
  • Fires from barbecues or cooking appliances.
  • Water supply issues leading to guest complaints or closures.
  • Electrical hook-up faults causing damage or injury.
  • Loss of income following severe weather or facility damage.
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Why Touring Site Operators Choose Insure24

  • Specialist knowledge of touring sites and campsite risks.
  • Flexible policies to match your season length and occupancy.
  • Access to UK insurers experienced in leisure and hospitality.
  • Dedicated claims support from start to finish.
  • No jargon – just clear, straightforward advice.
  • Cover for amenities, touring pitches and site facilities.
  • Options for legal expenses and business interruption.
  • Competitive pricing through market comparison.
  • Support with mid-term adjustments as your site evolves.
  • UK-based advisers who understand your operation.
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How to Arrange Touring Caravan Site Insurance

  • 1. Contact our team – call us or submit an enquiry.
  • 2. Tell us about your site – pitch numbers, facilities and turnover.
  • 3. Review your current cover – we highlight any gaps or issues.
  • 4. We approach specialist insurers for quotations.
  • 5. We present clear comparisons of available cover.
  • 6. You choose the policy that best suits your needs.
  • 7. Your documents are issued promptly.
  • 8. Ongoing support for changes, renewals and claims.
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Touring Caravan Site Insurance for Different Site Types

We arrange cover for a wide range of touring and camping parks across the UK.

Touring-Only Sites

  • Sites with touring caravans, motorhomes and campers.
  • Seasonal or year-round touring operations.
  • Hook-up points, facilities blocks and reception areas.
  • Flexible cover for different pitch types.
  • Options for legal and business interruption cover.

Campsites & Camping-Only Parks

  • Parks with tent pitches and camping areas.
  • Washrooms, shower blocks and kitchen facilities.
  • Access roads, lighting and water points.
  • Seasonal trading with variable occupancy.
  • Cover for accidental damage and guest injuries.

Mixed Touring & Static Parks

  • Parks offering both touring pitches and static units.
  • Cover for combined facilities and infrastructure.
  • Public liability for all guest types.
  • Options for hire-fleet or sublet units.
  • Policies tailored to mixed operational risks.

Large Campsites & Holiday Complexes

  • Sites with entertainment venues, shops and leisure areas.
  • Swimming pools or sports facilities.
  • Higher-capacity touring and camping areas.
  • Comprehensive liability and buildings cover.
  • Flexible sums insured for large operations.
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The Real Cost of Incidents to Touring Caravan Sites

From guest injuries to storm damage, incidents can have a significant financial impact on campsite operators. Insurance helps protect against unexpected losses.

Direct Financial Losses

  • Repairing damage to facilities, amenities and infrastructure.
  • Expenses for restoring flooded or weather-damaged pitches.
  • Compensation and legal defence for liability claims.
  • Replacing damaged machinery or site equipment.
  • Refunds or accommodation costs for displaced guests.

Indirect & Hidden Costs

  • Loss of income while facilities or pitches are closed.
  • Reduced bookings due to reputation damage.
  • Extra staff time managing repairs and complaints.
  • Potential future premium adjustments.
  • Operational disruption and inconvenience.

Protecting Your Campsite’s Future

A comprehensive policy ensures you have financial support to recover from major incidents, helping your touring site reopen and trade sooner.

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Assess Your Touring Caravan Site Risk

Understanding your site layout and operational risks helps ensure your insurance is accurate and effective.

Site Features We Consider

  • Number and types of touring pitches.
  • Presence of tent pitches and camping areas.
  • Facilities such as shower blocks and kitchens.
  • Location and exposure to storms or flooding.
  • Security arrangements and lighting.
  • Paths, steps and accessibility.

Operational Risk Factors

  • Season length and peak visitor months.
  • Maintenance routines and site inspections.
  • Electric hook-up safety and testing.
  • Water quality and supply management.
  • Previous claims and incident history.
  • Higher-risk facilities or activities.
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How Insurance Has Helped Touring Sites

Case Study: Flooded Touring Pitches

Situation: Heavy rainfall flooded multiple touring pitches and access roads.

Impact: Guests had to be relocated, and bookings for several weeks were lost.

Resolution: Insurance covered site restoration and business interruption losses, helping the park recover quickly.

Case Study: Guest Injury on Uneven Ground

Situation: A guest tripped over an uneven grass edge and sustained an injury.

Impact: A liability claim was made against the site operator.

Resolution: Public liability insurance arranged through Insure24 covered legal and settlement costs.

Case Study: Fire in Amenities Block

Situation: An electrical fault caused a fire in the shower block.

Impact: Facilities were unusable, forcing the site to temporarily close.

Resolution: Buildings insurance funded repairs and business interruption covered lost income.

Case Study: Storm-Damaged Equipment

Situation: High winds damaged lighting columns and site equipment.

Impact: Parts of the site were unsafe and had to be closed.

Resolution: Insurance helped replace equipment and restore safe access.

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Risk Management Best Practices for Touring Sites

Good risk management improves safety and can help keep premiums competitive.

Site & Infrastructure Controls

  • Maintain even ground on pitches and pathways.
  • Ensure lighting is functional across the site.
  • Keep amenities blocks well-maintained and ventilated.
  • Install adequate fire points and signage.
  • Review drainage to reduce flood risk.
  • Regular inspections of play and leisure areas.

Operational & Safety Procedures

  • Provide safety guidance to guests on arrival.
  • Record maintenance, cleaning and inspection tasks.
  • Schedule electrical hook-up checks.
  • Keep walkways clear, especially in wet weather.
  • Manage waste storage to reduce fire hazards.
  • Review insurance regularly as your site grows.
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Touring Caravan Site Insurance Coverage Options

Flexible options for sites of all sizes - from small campsites to large touring complexes.

Core Cover Package

Ideal for: Small touring parks and campsites.

  • Cover for amenities buildings and contents.
  • Public liability for guests and visitors.
  • Employers’ liability (where required).
  • Basic business interruption cover.
  • Protection for site equipment.

Enhanced Site Package

Ideal for: Larger or busier touring parks.

  • Higher limits for buildings and contents.
  • Extended business interruption cover.
  • Options for entertainment or leisure facilities.
  • Higher liability limits.
  • Legal and management liability extensions.

Multi-Site Protection

Ideal for: Operators managing multiple sites.

  • Cover across several parks under one programme.
  • Shared renewal dates and unified policy documents.
  • Group-rated competitive pricing.
  • Flexible sums insured across locations.

Optional Add-Ons

  • Engineering inspection services.
  • Cyber cover for online booking systems.
  • Directors’ and officers’ liability.
  • Goods in transit.
  • Additional tailored options.
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Insure24 helped us tailor the right cover for our touring site. Straightforward advice, competitive prices and excellent support when we needed to make a claim.

James R., Touring Caravan Site Owner

UNIQUE INSURANCE
TAILORED FOR YOUR TOURING CARAVAN SITE 

PROTECT YOUR CAMPSITE

  • Repair or replacement costs for damaged facilities.
  • Protection for reception areas and amenities blocks.
  • Cover for lost income if you cannot operate.
  • Liability cover for guest injuries or property damage.
  • Protection for employees working on your site.
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Compliance & Regulations for Touring Sites

We help ensure your insurance supports your responsibilities as a campsite operator.

  • Local authority campsite licensing requirements.
  • HSE guidance relevant to campsites and touring parks.
  • Gas, electrical and water safety regulations.
  • Fire safety for cooking, barbecues and communal areas.
  • Occupiers’ liability responsibilities.
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FREQUENTLY ASKED QUESTIONS

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What is touring caravan site insurance?

Touring caravan site insurance is a specialist policy that protects touring parks and campsites, covering facilities, pitches, equipment, liability, and loss of income after insured incidents.

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Who needs touring caravan site insurance?

Any business operating a touring caravan site, campsite, camping park or mixed touring & static site should consider specialist cover.

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What does the insurance typically cover?

Typical cover includes buildings and facilities, public liability, employers’ liability, business interruption, equipment, money, and legal expenses.

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Is damage to guests’ caravans included?

Guests typically insure their own caravans, but liability cover may respond if damage is due to your negligence. We can explain how this applies to your site.

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Does insurance cover flood damage to pitches?

Flood cover is usually included but may be restricted in high-risk areas. We highlight any limitations during quotation.

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Is fire damage included?

Yes, fire is a standard insured peril. Good spacing and fire-safety measures help reduce risk and strengthen your cover.

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What information is required for a quote?

We’ll ask for pitch numbers, facilities, sums insured, turnover, staffing details, and claims history to obtain accurate quotations.

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How much does touring caravan site insurance cost?

Pricing varies depending on site size, facilities, sums insured, location, season length and claims history. We compare multiple insurers for the most competitive options.

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Can you review my existing policy?

Yes - we can review your policy wording and schedule to check for gaps or overlaps and provide alternative quotes at renewal.

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How do I make a claim?

Contact Insure24 immediately. We’ll assist with notifying insurers, gathering documentation, and guiding you through the process.

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Can multiple sites be insured under one policy?

Yes, we can arrange multi-site insurance for operators running more than one campsite or touring park.

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