Mixed Use Caravan Park Insurance / Mixed Caravan & Camping Park Insurance

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Specialist Mixed Use Caravan Park Insurance / Mixed Caravan & Camping Park Insurance for parks combining static caravans, touring, camping, lodges and glamping – protect your accommodation, facilities, guests and income with tailored cover from Insure24.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

MIXED USE CARAVAN PARK INSURANCE THAT LETS YOU RELAX

Specialist cover for mixed use caravan, touring, camping & lodge parks

Many modern parks blend static caravans, seasonal pitches, touring, camping, lodges and glamping. We arrange Mixed Use Caravan Park Insurance that reflects your mixed accommodation, shared facilities and complex income streams.

What Our Mixed Use Caravan Park Insurance Can Cover

Mixed parks combine several accommodation types and facilities. We’ll help you build a policy that brings everything together under one Mixed Use Caravan Park Insurance solution.

  • Static caravans and park-owned holiday homes.
  • Touring caravan, motorhome and tent pitches.
  • Lodges, glamping units and cabins owned by the park.
  • Amenity buildings – reception, shops, cafés and bars.
  • Toilet and shower blocks, launderettes and washrooms.
  • Infrastructure – internal roads, paths, lighting and play areas.
  • Public liability – cover for injury or property damage involving guests and visitors.
  • Employers’ liability – for employees, wardens and seasonal staff.
  • Property owners’ liability across communal areas and facilities.
  • Business interruption – loss of income after insured damage.
  • Loss of rent, pitch fees and hire income from park-owned units.
  • Legal expenses for certain disputes and regulatory matters.
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Common Risks for Mixed Caravan & Camping Parks

  • Fire affecting static caravans, lodges or amenity buildings.
  • Storm and flood damage across multiple accommodation areas.
  • Escape of water in wash blocks, lodges and caravans.
  • Theft or vandalism involving caravans, stores or equipment.
  • Damage to roads, play areas and shared infrastructure.
  • Slips, trips and falls on paths, steps, slopes and uneven ground.
  • Injuries in pools, play areas or leisure facilities.
  • Liability exposures from both residents and short-stay guests.
  • Loss of income when key areas of the park must close after damage.
  • Reputational impact and negative reviews following incidents.
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Why Mixed Use Caravan & Camping Parks Choose Insure24

  • Experience with parks combining statics, touring, camping and lodges.
  • Access to insurers who understand complex mixed use layouts.
  • Tailored Mixed Use Caravan Park Insurance solutions.
  • Help avoiding gaps and overlaps across different park activities.
  • Clear, practical explanations of cover and conditions.
  • Competitive premiums by comparing a panel of specialist insurers.
  • Guidance on risk management across all accommodation types.
  • Dedicated claims support for multi-area incidents.
  • Flexible policies that can grow as you add new areas or units.
  • UK-based advisers focused on holiday and residential parks.
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How to Arrange Mixed Use Caravan Park Insurance

  • 1. Contact our team – by phone or via our online enquiry form.
  • 2. Tell us about your park – numbers of static caravans, touring pitches, camping areas, lodges and glamping units.
  • 3. Share your current insurance schedule and claims history.
  • 4. We approach insurers experienced in mixed use caravan and camping parks.
  • 5. We present clear comparisons of cover, excesses and premiums.
  • 6. You select the Mixed Use Caravan Park Insurance option that fits your strategy.
  • 7. We arrange cover and issue your documentation promptly.
  • 8. Ongoing support with park changes, renewals and claims management.
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Mixed Use Caravan Park Insurance for Different Park Types

We arrange Mixed Use Caravan Park Insurance for a wide range of multi-accommodation parks across the UK.

Static & Touring Caravan Parks with Camping

  • Parks combining static caravan areas with touring and tent pitches.
  • Shared facility blocks serving all guest types.
  • Different risk profiles for long-stay statics vs. short-stay tourers.
  • Policies tailored to reflect multiple accommodation types.
  • Options for extended business interruption protection.

Caravan Parks with Lodges & Glamping

  • Parks that have added lodges, pods or glamping units to static and touring areas.
  • Higher-value lodge or glamping units alongside traditional caravans.
  • Need for accurate sums insured across different structures.
  • Additional risk from hot tubs, stoves and luxury facilities.
  • Mixed Use Caravan Park Insurance that covers all areas consistently.

Mixed Holiday & Residential Parks

  • Parks with a blend of residential park homes and holiday caravans.
  • Different regulatory requirements for residential and holiday areas.
  • Policies structured to reflect mixed ongoing residency and holiday use.
  • Liability considerations for both permanent residents and guests.
  • Support in aligning cover with park home and holiday park obligations.

Multi-Site & Group Mixed Use Operators

  • Operators running several mixed use parks under one brand or group.
  • Combined programmes covering multiple locations.
  • Aligned renewal dates and centralised admin.
  • Flexible sums insured across a mixed portfolio.
  • Potential for group-rated and bespoke programme terms.
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The Real Cost of Incidents to Mixed Use Caravan Parks

Because mixed use parks rely on multiple income streams, a single incident can affect several areas at once. Insurance helps protect your finances across the park.

Direct Financial Losses

  • Damage to static caravans, lodges, glamping units and facilities.
  • Repairs to roads, play areas and infrastructure.
  • Replacement of stolen or vandalised equipment and stock.
  • Compensation and legal costs from liability claims.
  • Immediate costs to make damaged areas safe and secure.

Indirect & Hidden Costs

  • Loss of pitch fees, rental income and bookings across several park areas.
  • Refunds, discounts and alternative arrangements for guests.
  • Time spent coordinating repairs, contractors and communications.
  • Negative reviews impacting multiple accommodation streams.
  • Long-term impact on occupancy, brand and future booking levels.

Protecting a Complex, Mixed Use Business

With the right Mixed Use Caravan Park Insurance, you have financial backing to restore damaged property, protect your revenue and maintain confidence across all areas of your park after a serious event.

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Assess Your Mixed Use Caravan Park Risk

We look at your entire park – not just one area – so your Mixed Use Caravan Park Insurance reflects how you really operate.

Park Layout & Property Features

  • Numbers of static caravans, lodges, glamping units and park-owned holiday homes.
  • Number and type of touring and camping pitches.
  • Construction and spacing of units and buildings.
  • Location – coastal, riverside, inland, wooded or hillside.
  • Presence of pools, lakes, leisure complexes or extensive play areas.

Operational & Risk Management Factors

  • Season length, occupancy patterns and mix of short/long-stay guests.
  • Cleaning, maintenance and inspection regimes for all park areas.
  • Guest safety information, fire safety measures and site rules.
  • Security arrangements and monitoring across large parks.
  • Claims history and any previous serious incidents or near-misses.
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How Insurance Has Helped Mixed Use Caravan Parks

Case Study: Fire in a Static Caravan Area

Situation: A fire spread between several static caravans on a mixed use park.

Impact: Multiple units were destroyed and surrounding areas had to be closed.

Resolution: Mixed Use Caravan Park Insurance arranged by Insure24 helped fund replacement units and provided business interruption cover to protect lost income.

Case Study: Flood Affecting Touring & Camping Areas

Situation: Heavy rainfall caused flooding across touring and camping fields.

Impact: Pitches were unusable for several weeks and bookings had to be cancelled.

Resolution: Property and business interruption cover helped fund reinstatement works and contributed towards lost booking income.

Case Study: Injury in a Shared Play Area

Situation: A child staying in a lodge was injured in a shared play area used by touring and camping guests.

Impact: A liability claim was made against the park operator.

Resolution: Public liability cover responded to legal and compensation costs, and the park worked with Insure24 and the insurer to improve inspection and maintenance records.

Case Study: Power Failure in a Mixed Use Park

Situation: A major electrical fault impacted statics, lodges and facilities on a large mixed use park.

Impact: Guests had to be moved or compensated, and some areas could not operate.

Resolution: Mixed Use Caravan Park Insurance with business interruption cover helped offset lost income and contributed towards associated costs.

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Risk Management Best Practices for Mixed Use Caravan Parks

Good risk management across all areas of your park supports guest safety and can help secure more attractive Mixed Use Caravan Park Insurance terms.

Site & Infrastructure Controls

  • Maintain roads, paths and steps to minimise slips and trips in all areas.
  • Provide adequate lighting around key routes and shared facilities.
  • Manage trees and vegetation around caravans, lodges and pitches.
  • Clearly designate and manage BBQ, fire pit and smoking areas.
  • Regularly inspect play areas, pools and leisure equipment.

Operational & Safety Procedures

  • Issue clear site rules and safety guidance for all guests and residents.
  • Keep documented records of inspections, cleaning and maintenance.
  • Ensure electrical, gas and water systems are regularly tested.
  • Train staff on incident reporting, emergency response and guest communication.
  • Review your Mixed Use Caravan Park Insurance regularly as your park develops.
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Mixed Use Caravan Park Insurance Coverage Options

Flexible Mixed Use Caravan Park Insurance options for different sizes and styles of mixed use park.

Core Mixed Use Park Package

Ideal for: Small to medium mixed caravan and camping parks.

  • Buildings and facilities cover for key park structures.
  • Public and employers’ liability.
  • Basic business interruption protection.
  • Cover for site-owned contents and equipment.

Enhanced Mixed Use Leisure Park Programme

Ideal for: Larger, multi-accommodation leisure parks.

  • Higher limits for property, infrastructure and contents across the park.
  • Extended business interruption and increased indemnity periods.
  • Options for management liability and extended legal cover.
  • Additional protection aligned to complex facilities and activities.

Multi-Site & Group Mixed Use Solutions

Ideal for: Operators running several mixed use caravan and camping parks.

  • Combined cover for multiple mixed use parks under one programme.
  • Aligned renewal dates and centralised policy management.
  • Flexible sums insured across a portfolio of sites.
  • Scope for group-rated and bespoke programme terms.

Optional Add-Ons

  • Engineering inspection and breakdown cover for plant and equipment.
  • Cyber insurance for online booking and payment systems.
  • Directors’ and officers’ liability for incorporated operators.
  • Goods in transit cover for furnishings, stock and equipment.
  • Other bespoke extensions tailored to your mixed use park.
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Insure24 helped us bring our static caravans, touring, camping and new lodges under one clear programme. When we had a storm incident affecting several areas, the joined-up cover really proved its worth.

James R., Mixed Use Caravan Park Operator

UNIQUE INSURANCE
TAILORED FOR YOUR MIXED USE CARAVAN PARK 

PROTECT A COMPLEX, MULTI-ACCOMMODATION PARK

  • The cost of repairing or replacing damaged units, buildings and infrastructure.
  • The value of your fixtures, fittings, equipment and improvements.
  • Your income from statics, lodges, glamping, touring and camping pitches.
  • Liability exposures arising from residents, holiday guests and day visitors.
  • Cover for staff, wardens and contractors working across your park.
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Compliance & Regulations for Mixed Use Caravan Parks

We help ensure your Mixed Use Caravan Park Insurance supports your responsibilities as a park operator.

  • Local authority planning consents and caravan / camping site licences.
  • Park home legislation where residential areas are present.
  • Health and safety requirements for shared facilities and leisure areas.
  • Fire safety obligations for caravans, lodges and buildings.
  • Occupiers’ liability duties to residents, guests and third parties.
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FREQUENTLY ASKED QUESTIONS

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What is Mixed Use Caravan Park Insurance?

Mixed Use Caravan Park Insurance is a specialist policy designed for parks that combine different accommodation types – such as static caravans, touring, camping, lodges and glamping units – under one operation. It can cover property, liability and loss of income across the whole park.

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Who needs Mixed Use Caravan & Camping Park Insurance?

Any park that runs more than one accommodation type – for example statics plus touring, camping plus lodges, or a mix of residential and holiday units – should consider Mixed Use Caravan Park Insurance rather than separate policies for each part of the park.

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What does Mixed Use Caravan Park Insurance typically cover?

Cover usually includes buildings, static caravans and park-owned units, infrastructure and facilities, public and employers’ liability, property owners’ liability, business interruption and optional legal or management liability, depending on the policy selected.

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Do I still need separate policies for each part of the park?

In many cases, a single Mixed Use Caravan Park Insurance programme can cover all areas of the park. However, we will review your current arrangements and advise whether any specialist or separate policies are still required for particular exposures.

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Are residents’ or owners’ units covered under the park policy?

Individual owners and residents usually arrange their own unit insurance. The park policy typically covers park-owned units, communal property and liability. We will explain how the Mixed Use Caravan Park Insurance interacts with owner and resident policies for your park structure.

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Does Mixed Use Caravan Park Insurance cover loss of income?

Yes, policies can include business interruption cover, which may protect your income from pitch fees, rentals and bookings if you cannot operate due to insured damage. We’ll help you select suitable limits and indemnity periods across your income streams.

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Can Mixed Use Caravan Park Insurance cover both holiday and residential areas?

Yes, subject to insurer acceptance, a single programme can often cover both holiday and residential areas. We will consider your park layout, licences and use patterns to ensure cover aligns with relevant regulations and occupancy types.

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What information do you need for a Mixed Use Caravan Park Insurance quote?

We’ll usually ask for details such as the number and type of units and pitches, park layout, buildings and infrastructure, sums insured, turnover, claims history, season length and any unusual facilities or activities on site.

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How much does Mixed Use Caravan Park Insurance cost?

Premiums depend on factors such as park size, number and type of units, facilities, location, claims history and cover limits. We compare terms from specialist insurers to obtain competitive options for your park’s specific risk profile.

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Can you review my existing park insurance arrangements?

Yes. We can review your existing individual policies, identify gaps, overlaps or inconsistencies and explore whether a joined-up Mixed Use Caravan Park Insurance programme would improve clarity and value for your park.

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How do I make a claim on my Mixed Use Caravan Park Insurance?

If you experience an incident, contact Insure24 as soon as possible. We’ll notify your insurer, explain the claims process and help you coordinate information from different areas of the park where several accommodation types are affected.

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Can you cover multiple mixed use parks under one programme?

Yes. For operators with more than one mixed use caravan and camping park, we can often arrange multi-park programmes, subject to insurer acceptance, simplifying administration and potentially improving overall terms.

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