• Static caravans and park-owned holiday homes in flood-prone areas.
• Lodges, glamping units and cabins near rivers, lakes or coastal zones.
• Amenity buildings – reception, shops, cafés and bars.
• Toilet and shower blocks, launderettes and washrooms.
• Infrastructure – internal roads, paths, car parks and play areas.
• Underground services – drainage, water, gas and electricity (where insurable).

• Rivers and streams overtopping after heavy rainfall.
• Surface water flooding from intense local storms.
• Groundwater flooding in low-lying or saturated areas.
• Coastal flooding and storm surges on seaside parks.
• Blocked drains or culverts backing up onto the park.

• Experience with caravan, lodge and holiday parks in known flood zones.
• Access to insurers willing to consider flood-exposed locations.
• Tailored Caravan Park Flood Insurance built around your risk profile.
• Help presenting your flood defences and mitigation to insurers.
• Clear explanations of any flood terms, limits and excesses.

• 1. Contact our team – by phone or online enquiry.
• 2. Tell us about your park – location, layout and flood history.
• 3. Provide details of your existing insurance and claims record.
• 4. Share information on flood defences, levels and mitigation measures.

• Parks situated beside rivers, streams, lakes or reservoirs.
• Exposure to fluvial flooding and high river levels.
• Need for clear evacuation plans and flood response procedures.
• Caravan Park Flood Insurance for static caravans and lodges near the water.
• Consideration of raised bases, sacrificial areas and flood defences.

• Parks located on flood plains or low-lying farmland.
• Exposure to rising groundwater and saturated ground conditions.
• Impact on roads, bases and underground services.
• Need for appropriate surface water management.
• Caravan Park Flood Insurance that recognises site mitigation measures.

• Damage to caravans, lodges and park-owned holiday units.
• Repairing or replacing damaged buildings and facilities.
• Restoring roads, bases, hard standings and play areas.
• Cleaning, drying and decontamination after flood water recedes.
• Electric, gas and water system repairs and safety checks.

• Understanding EA flood maps and local flood history.
• Raising bases, using sacrificial areas and zoning high-risk pitches.
• Maintaining ditches, culverts and on-site drains.
• Keeping key plant and electrical equipment above known flood levels.
• Planning safe evacuation routes and assembly points.

Ideal for: Parks with moderate or managed flood risk.

• Buildings and caravan cover including flood (subject to terms).
• Public and employers’ liability.
• Business interruption including flood-related closures.
• Standard excesses or flood-specific excesses as agreed.

Ideal for: Operators with several parks, some in flood-prone areas.

• Combined cover across multiple parks with different flood profiles.
• Potential to balance higher-risk and lower-risk locations.
• Aligned renewal dates and centralised administration.
• Group terms reflecting portfolio-level risk management.

• The cost of repairing or replacing flood-damaged buildings and units.
• The value of your site infrastructure, bases and utilities.
• Your income from statics, touring, camping, lodges and glamping.
• Liability exposure if guests, residents or visitors are affected.
• Support for staff and operations in the aftermath of a flood.

• Planning permissions and conditions linked to flood risk.
• Environment Agency and local authority guidance and warnings.
• Health and safety responsibilities during severe weather events.
• Requirements for evacuation plans and emergency access routes.
• Occupiers’ liability to guests, residents and third parties during floods.