Caravan Park Electrical Safety & Compliance

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High-intent electrical safety guidance and insurance support for caravan, holiday and lodge parks that need to stay compliant, protect guests and satisfy insurers.

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We compare quotes from leading insurers

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

ELECTRICAL SAFETY & COMPLIANCE FOR CARAVAN & HOLIDAY PARKS

Turn electrical compliance into a strength – not a headache

Electrical systems on a caravan park are under constant strain – from touring hook-ups and static caravans, to wash blocks, clubhouses, EV charging and hot tubs. Insurers and regulators expect clear evidence of electrical safety and maintenance. Insure24 helps you understand your obligations (EICR, inspections, records) and how they connect directly with your caravan park insurance – so you can demonstrate good practice to guests, regulators and underwriters.

Why electrical safety is critical on caravan parks

Caravans and lodges combine metal structures, confined spaces, high occupancy and outdoor environments – all powered by electricity. That makes electrical design, inspection and maintenance a major risk factor for fire, electric shock and business interruption.

  • Fire risk: Faulty hook-ups, overloaded circuits and ageing wiring increase the chance of caravan or lodge fires.
  • Electric shock risk: Damaged sockets, DIY alterations and wet conditions create hazards for guests and staff.
  • Regulatory expectations: HSE, local authorities and licensing regimes expect structured testing and records.
  • Insurance conditions: Many policies include warranties around electrical inspections and remedial work.
  • Reputation & reviews: A serious electrical incident can quickly damage your reputation and online ratings.
  • Business interruption: Power failures or fire can close parts of the park at peak season, hitting revenue.

Getting electrical safety right isn’t just “red tape” – it’s a practical way to protect your guests, staff, income and long-term insurability.

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Key electrical compliance duties for caravan & holiday parks

Exact legal duties depend on your location, layout and use, but the themes are consistent: design, installation, periodic inspection and record keeping. Insurers will often ask about these points when assessing your risk.

Site-wide electrical infrastructure

  • Main incoming supply, distribution boards and underground cabling across the park.
  • Compliance with current versions of BS 7671 and relevant IET Wiring Regulations.
  • Adequate earthing and bonding, especially for metal caravans and structures.
  • Clear electrical documentation for as-built installations and any upgrades.
  • Planned maintenance schedule for key switchgear and distribution equipment.

Hook-up points & pitch supplies (touring and static)

  • Safe design and positioning of hook-up pedestals and bollards.
  • Use of suitable socket-outlets, enclosures and IP-rated equipment.
  • RCD / RCBO protection and regular testing of trip functionality.
  • Protection from vehicles, weather and tampering by guests.
  • Clear instructions and signage for guests using hook-up points.

EICR & periodic inspection and testing

A structured programme of Electrical Installation Condition Reports (EICR) is at the heart of electrical compliance.

  • Regular EICR for site-wide fixed wiring at intervals recommended by a competent electrician.
  • Clear prioritisation and completion of any C1, C2 or FI observations.
  • Records of testing for hook-up points and communal facilities.
  • Documented sign-off once remedial works are completed.
  • Retention of reports for insurer queries, audits and licensing reviews.

Communal buildings & added features

  • Clubhouses, bars, restaurants and shops on-park.
  • Toilet and shower blocks, laundries and swimming pool plant rooms.
  • Lighting around paths, play areas and car parks.
  • Hot tubs, spas, saunas and other leisure equipment requiring specific electrical protection.
  • EV charging points, solar PV and batteries (where present) safely integrated into the system.
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How electrical safety affects your caravan park insurance

Insurers want to see that your electrical risk is being managed. Good electrical compliance can support better terms, smoother claims and stronger insurability. Poor compliance can lead to higher premiums, cover restrictions or claims disputes.

Positive impact of strong electrical controls

  • Reduced risk of electrical fires in caravans, lodges and communal buildings.
  • Evidence-based reassurance for underwriters reviewing your risk.
  • Potential for more competitive pricing in a hardened market.
  • Faster and simpler claims settlements when due diligence is clearly documented.
  • Improved defence if liability is alleged after an incident.

Risks of weak or undocumented compliance

  • Difficulty renewing or placing cover after electrical fires or injuries.
  • Potential application of warranties, conditions precedent or higher excesses.
  • More extensive questions and surveys from insurers, delaying placements.
  • Disputes if EICR recommendations were not acted upon prior to a loss.
  • Regulatory scrutiny and licensing issues adding to the pressure.

Insure24 can help you present your electrical safety story clearly to insurers – tying together EICR schedules, remedial works and risk improvements in a way that underwriters understand.

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Typical electrical risk scenarios on caravan & holiday parks

These scenarios are the kinds of events insurers worry about – and guests and staff rightly expect you to manage and prevent.

Guest-facing risks

  • Touring guest receives an electric shock when plugging into a damaged hook-up point.
  • Children touch an exposed live part on a vandalised or corroded pedestal.
  • Hot tub or outdoor spa has incorrect bonding or RCD protection, leading to electric shock risk.
  • Lighting failure around paths or steps contributes to slips, trips and falls at night.
  • Extension leads run across pitches or walkways due to lack of suitable outlets.

Property & business risks

  • Electrical fault in a static caravan starts a fire that spreads to neighbouring units.
  • Clubhouse distribution board overheats due to poor maintenance, triggering a major fire.
  • Underground cable fault causes widespread power outage at peak holiday time.
  • EV charger or PV installation not properly integrated, leading to overload or fault conditions.
  • Unrecorded DIY electrical work by owners or contractors creates unknown hazards.
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How Insure24 supports electrical safety & insurance compliance

We are not your electrical contractor – but we do understand what insurers want to see, and how to present your electrical controls in a way that supports your caravan park insurance placement.

Specialist caravan park knowledge

  • Experience with static caravan parks, lodge parks and touring sites across the UK.
  • Understanding of licensing expectations and local authority inspections.
  • Familiarity with common electrical risk patterns and claims.
  • Ability to translate your safety measures into underwriter-friendly language.
  • Support with insurance questions around EICR frequency and documentation.

Insurance placement & ongoing support

  • Caravan park insurance designed with electrical risk in mind.
  • Guidance on questions commonly asked by underwriters and surveyors.
  • Help responding to risk improvement requirements following surveys.
  • Claims support if an electrical incident occurs despite good practice.
  • Regular review as your park adds pitches, lodges, EV chargers or facilities.
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Electrical safety best practice for caravan park owners

High-intent visitors searching for electrical safety advice want practical steps they can take. The following points help reduce risk and demonstrate control to insurers, regulators and guests alike.

Infrastructure & maintenance controls

  • Maintain a clear electrical assets register for the park.
  • Follow a fixed schedule for EICR and hook-up testing – and record dates.
  • Act promptly on any C1/C2 defects or urgent improvement recommendations.
  • Upgrade older installations in line with current standards when practicable.
  • Ensure spare capacity and proper design when adding new loads (EV, hot tubs, etc.).

Operational & contractor controls

  • Use competent, appropriately qualified electrical contractors – and keep their certificates on file.
  • Prohibit guests and owners from carrying out unauthorised electrical alterations.
  • Provide staff with basic awareness training on spotting obvious electrical hazards.
  • Have a simple, well-publicised process for reporting electrical issues or near misses.
  • Check that contractors hold their own liability insurance with suitable limits.
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What we’ll ask about your electrical safety when quoting

To properly assess your caravan park insurance, underwriters will want a clear picture of how you manage electrical risk. We’ll keep the process straightforward, but you can prepare by gathering the following information.

Basic park details & infrastructure

  • Number of static caravans, lodges and touring / camping pitches.
  • Details of clubhouses, entertainment venues and other buildings.
  • Age and approximate condition of the main electrical installations.
  • Presence of EV charging, PV panels, batteries or other specialist systems.
  • Any major electrical upgrades completed in the last 5–10 years.

Compliance, testing & previous issues

  • Date of your last full EICR and planned date of the next one.
  • Frequency of hook-up testing and RCD checks.
  • How you track and sign off electrical remedial works.
  • Details of any recent electrical fires, shocks or near misses.
  • Copies or summaries of any insurer or surveyor electrical recommendations.
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Bringing our electrical records up to date and presenting them properly made a real difference when we renewed our caravan park insurance. Insure24 knew exactly what underwriters wanted to see.

Caravan Park Owner, Coastal Holiday Park

UNIQUE INSURANCE
TAILORED FOR CARAVAN PARK ELECTRICAL RISK 

PROTECT YOUR PARK, GUESTS & REPUTATION

  • Property damage from electrical fires and faults.
  • Public liability claims following electric shocks or injuries.
  • Business interruption if parts of the park must close.
  • Regulatory and licensing concerns after serious incidents.
  • Long-term insurability and renewal terms with specialist insurers.
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Compliance, licensing & documentation

High-intent compliance visitors are usually focused on “what do I need in place – and what do I show people?”. That’s where we can help you line up electrical safety, licensing and insurance.

  • Support with questions from local authorities or licensing officers around electrical safety.
  • Guidance on what insurers expect to see in EICR and maintenance records.
  • Help preparing simple electrical safety statements for tenders and park brochures.
  • Advice on storing and organising inspection reports for easy retrieval.
  • Input on what to tell guests and owners about electrical rules on park.
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FREQUENTLY ASKED QUESTIONS – CARAVAN PARK ELECTRICAL SAFETY

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How often should I have an EICR carried out on my caravan park?

There is no single rule that fits every park, but many operators work to periodic inspection intervals recommended by their competent electrician, taking into account the environment and usage of the installation. Higher-risk areas (such as hook-up points, wet areas and heavily used communal buildings) may justify shorter intervals. Your electrician’s report should clearly state the recommended next inspection date – and insurers will expect you to follow it.

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Does my caravan park insurance require electrical inspections?

Many policies do. This could be expressed as a warranty, condition precedent or risk improvement requirement following a survey. It might refer to maintaining up-to-date EICR, acting on defects and keeping records. When we arrange insurance, we will highlight any specific electrical conditions so you know exactly what is expected of you.

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What happens if an electrical defect is found on my EICR?

EICR observations are usually graded by severity. For serious items (often coded C1 or C2, or FI for further investigation), you should arrange remedial work promptly and keep evidence of completion. Less urgent issues can be planned but should not be ignored indefinitely. Insurers are more comfortable when they see that you treat EICR as an active management tool, not just a tick-box exercise.

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Are touring and static caravan hook-up points treated differently?

Both need safe design and regular inspection, but touring hook-ups tend to see more plugging/unplugging and physical wear, while static connections may be more prone to degradation over time. Your inspection and maintenance regime should reflect the different risk profiles. Insurers will usually ask about how frequently you check and test both types of supply.

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Do I need to keep old electrical reports and certificates?

Yes – it is good practice to retain historic reports, certificates and records of remedial work for several years. They demonstrate that you have managed electrical risk over time and can be invaluable if you ever face a claim or regulatory question about what you knew and when. We recommend a simple system for storing and backing up these documents.

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Can guests or caravan owners carry out their own electrical work on park?

Allowing unsupervised DIY electrical work is generally a bad idea and can create serious safety and insurance issues. Most parks adopt rules that only competent contractors approved by the park can carry out fixed electrical work. Portable appliances and leads used by guests should also be safe and in good condition. Clear rules and communication help limit your exposure.

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Will installing EV charging points affect my insurance?

EV charging can be a positive amenity but adds electrical load and potential fire risk. You should inform your insurer before installation, make sure design and installation are carried out by competent specialists, and include the chargers in your ongoing inspection and maintenance regimes. Insurers may ask for basic details as part of your park risk information.

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How does good electrical safety help with claims?

If an incident happens, your EICR, maintenance records and evidence of prompt remedial work show that you took reasonable steps to manage the risk. This can support your position with insurers, reduce the chance of complications and may help limit any allegation of negligence or breach of policy conditions. It also demonstrates to regulators and guests that you take safety seriously.

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Does closing the park in winter change my electrical responsibilities?

Seasonal closure can reduce day-to-day exposure, but you still need to manage electrical risk – for example, by securing supplies, protecting against weather damage and ensuring that systems are safe before reopening. EICR and other periodic inspection schedules should continue to be followed. Insurers will expect you to manage the whole-year risk, not just peak season.

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Can Insure24 help me improve my electrical safety before renewal?

Yes. While we do not replace your electrician or health and safety adviser, we can flag the areas insurers typically focus on and help you prioritise actions that will improve your risk profile. This might include making sure EICR are up to date, documenting remedial works, or preparing clear information on your electrical management for underwriters.

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How do I get a caravan park insurance quote that takes electrical safety into account?

Call Insure24 on 0330 127 2333 or complete our online enquiry form. We will ask for some basic details about your park and your current electrical safety arrangements, then approach suitable insurers on your behalf. The more clearly you can demonstrate good electrical management, the better the conversation we can have with underwriters.

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