• Campsite facilities – toilet and shower blocks, washrooms and kitchens.
• Reception, shops, cafés and communal buildings.
• Play areas, games rooms and small leisure facilities.
• Campsite infrastructure – internal roads, tracks and pathways.
• Boundary fences, gates, signage and lighting.
• Site contents – fixtures, fittings and equipment owned by the park.

• Slips, trips and falls on uneven ground, slopes and wet surfaces.
• Fire from BBQs, cooking stoves and open campfires.
• Storm and flood damage to facilities, trees and infrastructure.
• Escape of water and damage to toilet / shower blocks.
• Theft or vandalism affecting buildings, stores and equipment.

• Experience with independent campsites, holiday parks and club sites.
• Access to insurers who understand outdoor and seasonal risks.
• Tailored Campsite Insurance / Camping Site Insurance for your site.
• Support in setting appropriate sums insured for buildings and facilities.
• Clear, practical explanations of cover and policy conditions.

• 1. Contact our team – by phone or online enquiry.
• 2. Tell us about your campsite – size, facilities, season length and turnover.
• 3. Share your current insurance documents and claims history.
• 4. We approach specialist campsite insurers on your behalf.

• Simple camping fields with basic facilities.
• Seasonal operations and pop-up campsites (subject to conditions).
• Cover for toilet blocks, water points and small reception areas.
• Liability protection for guests and day visitors.
• Flexible sums insured to reflect your level of development.

• Campsites operating on working farms or rural land.
• Mixed farming and public access risks.
• Need to separate farm and campsite liabilities appropriately.
• Options to dovetail with existing farm insurance where appropriate.
• Support with countryside risk management and signage.

• Damage to toilet / shower blocks and communal facilities.
• Repairing roads, paths and play equipment after an incident.
• Replacing stolen or damaged equipment and stock.
• Compensation and legal costs following liability claims.
• Immediate spending to make damaged areas safe.

• Number and type of pitches (tents, tourers, motorhomes).
• Size and layout of the site, including slopes and access points.
• Buildings and infrastructure – blocks, shops, play areas and roads.
• Location – coastal, riverside, woodland or open fields.
• Presence of additional features such as lakes or rivers.

Situation: A camper slipped on wet grass near a water point and was injured.

Impact: A liability claim was brought against the campsite operator.

Resolution: Public liability cover responded to legal costs and compensation, and the site introduced additional ground protection and signage.

Situation: High winds brought down trees, damaging fencing and internal roads.

Impact: Some areas of the campsite had to be closed until debris was cleared and repairs completed.

Resolution: Campsite Insurance arranged by Insure24 helped cover the cost of clearance and reinstatement, allowing the site to re-open safely.

• Maintain paths, steps and access routes to minimise trip hazards.
• Provide adequate lighting in key areas, especially near facilities.
• Manage trees, branches and vegetation around pitches and roads.
• Clearly designate BBQ / fire areas and provide safe disposal points.
• Regularly inspect play equipment and communal infrastructure.

Ideal for: Smaller or simpler campsites.

• Buildings and facilities cover for key structures.
• Public and employers’ liability.
• Basic business interruption protection.
• Cover for contents in reception, blocks and stores.

Ideal for: Operators running several campsites or mixed parks.

• Combined cover across multiple locations.
• Aligned renewal dates and centralised policy management.
• Flexible sums insured across a portfolio of sites.
• Potential for group-rated and bespoke programme terms.

• The cost of repairing or replacing damaged facilities and infrastructure.
• The value of your site contents, equipment and improvements.
• Your income from pitch fees and bookings if you cannot trade.
• Liability for injuries or property damage involving guests or visitors.
• Cover for employees and seasonal staff working on site.

• Local authority planning consents and campsite licences.
• Health and safety requirements for facilities and shared areas.
• Fire safety guidance for campsites and associated buildings.
• Electrical safety for hook-ups and site installations.
• Occupiers’ liability duties to campers, visitors and third parties.