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INSURANCE DESIGNED FOR ALUMINIUM SMELTING OPERATIONS
Why Aluminium Smelting Insurance Matters
Aluminium smelting is one of the most capital-intensive and high-risk manufacturing processes in the industrial sector. From molten metal handling and extreme temperatures to electrical arc furnaces, electrolysis cells, and continuous casting, aluminium smelters face a unique combination of fire, explosion, machinery breakdown, environmental, and business interruption risks.
Standard manufacturing insurance is rarely adequate for aluminium smelting operations. Insure24 specialises in arranging tailored aluminium smelting insurance programmes that reflect the realities of high-temperature metal processing, energy-dependent production, and strict environmental and health & safety regulation.
Core Covers for Aluminium Smelters
- Property Damage – Buildings, smelters, furnaces, electrolytic cells, casting lines
- Machinery Breakdown – Furnaces, transformers, rectifiers, cranes, cooling systems
- Business Interruption – Loss of output following insured damage
- Public & Products Liability – Injury or property damage caused by molten aluminium or finished products
- Employers’ Liability – Statutory protection for employees in high-risk environments
- Environmental Liability – Pollution, emissions, and waste contamination incidents
- Energy Supply Interruption – Power failure impact on continuous smelting processes
Key Risks in Aluminium Smelting Operations
- Molten aluminium explosions from moisture contamination
- Furnace refractory failure and molten metal leakage
- Electrical arc and transformer fires
- Casting line mechanical failure
- Crane and ladle handling accidents
- Toxic fume and particulate emissions
- Extended shutdown following power failure
- Environmental contamination from dross and waste
Why Choose Insure24 for Aluminium Smelting Insurance
- Specialist heavy-industry underwriting access
- Experience with primary and secondary aluminium smelters
- Bespoke policy wordings for molten metal risk
- Competitive premiums for energy-intensive operations
- Claims support from industrial loss adjusters
- UK-based advisory team with sector knowledge
FREQUENTLY ASKED QUESTIONS
+-What is aluminium smelting insurance?
Aluminium smelting insurance is a specialist industrial insurance package designed to protect aluminium smelters
against fire, explosion, machinery failure, business interruption, liability, and environmental risks.
+-Does standard manufacturing insurance cover smelting?
No. Most standard policies exclude molten metal, furnace failure, and high-temperature processes unless specifically declared.
+-Is business interruption critical for aluminium smelters?
Yes. Aluminium smelting is highly energy-dependent and continuous. Even short outages can cause severe financial losses.
+-Do insurers require risk surveys?
Almost always. Insurers typically require detailed engineering surveys covering furnaces, electrical systems, and safety controls.
+-Can environmental liability be included?
Yes. Environmental impairment liability is strongly recommended due to waste, emissions, and contamination exposure.
+-What affects the cost of aluminium smelting insurance?
Key factors include plant value, production capacity, energy source, loss history, safety systems, and environmental controls.