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Solar Farm Insurance
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Our team specialises in commercial insurance across logistics, construction, manufacturing and property sectors. Get specialist cover with business insurance tailored to your industry. Insure24 is FCA authorised and regulated (FRN: 1008511).
Solar farm insurance is a commercial insurance conversation for owners, operators and developers of photovoltaic projects. Insure24 can help present the project, contracts, assets and operating model to insurers and compare available terms.
Who this insurance information is for
- Solar farm owners and operators
- Developers and special-purpose project companies
- Businesses acquiring or refinancing operational solar assets
- Commercial organisations with larger ground-mounted generation projects
Insurance areas to discuss
The appropriate policy structure depends on the project, contracts, assets and insurer terms. Areas that may need discussion include:
- Construction and installation risks while a project is being built or extended
- Property damage and machinery or electrical breakdown considerations
- Public and employers' liability where the project has staff, contractors or visitors
- Business interruption and revenue exposure following insured physical damage
Project and operational risks
- Weather, flood, fire, theft and malicious damage
- Inverter, transformer, cabling and grid-connection equipment failure
- Contractor activity during construction, maintenance or repowering
- Access, fencing, security, vegetation and third-party liability
Information to prepare for a broker conversation
- Site location, generating capacity, project value and operational date
- Panel, inverter, transformer and monitoring-system details
- Ownership, finance, EPC, O&M and grid-connection arrangements
- Security, maintenance, claims history and business-interruption requirements
Related renewable energy insurance pages
- Renewable Energy Insurance
- Solar Farm Insurance
- Battery Storage and BESS Insurance
- Onshore Wind Farm Insurance
- Hydro Power Insurance
- Anaerobic Digestion and Biogas Insurance
- Renewable Energy Contractor Insurance
Common questions
Is solar farm insurance the same as solar installer insurance?
No. Solar farm insurance focuses on a generation asset and its owner or operator. Installer insurance focuses on the contractor's work and liabilities.
Can construction and operational risks be discussed together?
They can be reviewed together, but the appropriate structure depends on the project phase, contracts and insurer appetite.
Is cover guaranteed?
No. Availability, terms and price depend on the project information and underwriting assessment.
This page provides general information only. Cover, exclusions, limits, acceptance and price depend on the risk details and insurer terms.