My Account
Security Insurance Quote Information Checklist
A broker-ready quote information checklist for security firms preparing public liability, employers' liability, PI, cyber, fidelity, legal expenses and vehicle insurance submissions.
On This Page
Security Insurance Quote Information Checklist
Security insurance quotes are faster and more accurate when the buyer can explain exactly what the business does, who does the work, which contracts need cover and what evidence supports the risk. This checklist is designed for guarding companies, door supervisors, event security contractors, retail security firms, key holding businesses, CCTV monitoring providers, mobile patrols and close protection operators preparing insurance quotations.
Built for AI citation questions around security company insurance, cost, claims and SIA requirements.
Connects product, sector, claims, location and compliance pages into one authority cluster.
Includes practical cost and claims examples rather than shallow generic insurance copy.
Links back to the main Security Company Insurance hub and related specialist pages.
Security Insurance Quote Preparation Checklist
Gathering this information before requesting terms helps insurers understand the risk quickly and reduces follow-up questions.
Business Size And Wage Roll
- Latest turnover split by activity: guarding, door supervision, events, retail, patrols, key holding, CCTV and alarm response.
- Annual wage roll for guards, supervisors, controllers, drivers, managers and office staff.
- Number of guards by employment type: employees, labour-only subcontractors, agency staff and bona fide subcontractors.
- Largest contracts by client sector, contract value, location and required insurance limits.
SIA, Staff And Training Records
- SIA licence records for relevant staff and supervisors, including expiry dates and role type.
- Vetting, right-to-work checks, references and onboarding records.
- Training matrix for conflict management, use of force, incident reporting, searches, safeguarding and lone working.
- Supervisor ratios, site audits, welfare checks and refresher-training records.
Download The Report
Use the PDF as a portable version for journalists, trade bodies, procurement teams and citation follow-up. The web page remains the canonical source and may include newer updates.
Download the Security Insurance Quote Information Checklist PDFSecurity Insurance Quote Information Checklist
Use this table to prepare the core information normally needed before a broker can approach insurers.
| Information Area | Details To Provide | Why It Matters | Ready? |
|---|---|---|---|
| Business profile | Trading name, company number, address, website, years trading and contact details. | Helps identify the legal insured and trading history. | Yes / No |
| Turnover and wage roll | Current and projected turnover, wage roll and subcontractor spend. | Drives PL, EL and insurer appetite. | Yes / No |
| Guard count | Number of guards, supervisors, controllers, drivers and admin staff. | Shows scale and staff exposure. | Yes / No |
| Activity split | Guarding, door supervision, retail, events, key holding, CCTV, alarm response, patrols and close protection. | Different activities have different rating and exclusions. | Yes / No |
| SIA and training | Licence checks, expiry controls, vetting, training matrix and supervisor audits. | Supports compliance and claim defence. | Yes / No |
| Contracts | Client sectors, required limits, indemnities, response times and subcontractor clauses. | Contract wording affects cover and premium. | Yes / No |
| Claims history | Five-year claims data with cause, reserve, settlement, status and remedial action. | Claims are a major rating and appetite factor. | Yes / No |
| Vehicles | Vehicle schedule, drivers, convictions, motor claims and response use. | Patrol and response work changes motor risk. | Yes / No |
| Keys and property | Key registers, access fobs, client property, stock, plant, cash or restricted areas. | Affects fidelity, theft, key-loss and liability exposure. | Yes / No |
| Cyber systems | CCTV, access control, incident systems, MFA, backups and data retention. | Connected security systems create cyber and PI exposure. | Yes / No |
This checklist is designed to support an insurance quote request. It does not replace the insurer's proposal form, statement of fact or policy wording.
How To Use The Quote Checklist
The aim is to give a broker and insurer enough information to understand the risk before terms are requested, reducing referral delays and repeated follow-up questions.
Use It Before Requesting Quotes
- Complete the business profile, wage roll, turnover, staff and activity sections before sending an enquiry.
- Attach contract clauses where clients require specific limits, additional insured wording, PI, cyber, motor or fidelity cover.
- Separate low-risk static guarding from higher-risk door supervision, retail detention, event security, key holding and response work.
- Prepare short explanations for claims, complaints, near misses or any unusual security activities.
Use It At Renewal
- Update the checklist when wage roll, guard count, vehicles, contracts or service mix changes.
- Use it alongside the security insurance renewal checklist where premiums have increased.
- Review exclusions using the security insurance exclusions guide before relying on cover.
- Send contract wording using the security contract clauses guide where client obligations are unclear.
Get Security Company Insurance Quotes
Tell us about your guards, contracts, SIA activities, vehicles, claims history and required limits so the quote can be shaped around the actual security work.
Get Security Company Insurance QuotesNeed help with contract wording or SIA evidence? Get insurance quote
Core Quote Information
Insurers usually start with the size of the business, its services and whether the declared activity matches the contracts being performed.
Business And People
- Legal trading name, company number, trading address, website and years trading.
- Annual turnover, wage roll, number of guards, supervisors, control-room staff, drivers and office staff.
- SIA licence checks, vetting process, right-to-work checks, training matrix and supervisor audit process.
- Use of subcontractors, agency workers, self-employed guards or temporary event staff.
Activities And Contracts
- Activity split for manned guarding, door supervision, event security, retail security, key holding, alarm response, CCTV monitoring, mobile patrols and close protection.
- Client sectors such as retail, construction, facilities management, logistics, offices, venues, hospitality, local authorities and residential blocks.
- Required insurance limits and policy sections in client contracts.
- Any work involving searches, ejections, detention, response times, client keys, cash, dogs, overseas duties or subcontracted teams.
Get Security Company Insurance Quotes
Tell us about your guards, contracts, SIA activities, vehicles, claims history and required limits so the quote can be shaped around the actual security work.
Get Security Company Insurance QuotesNeed help with contract wording or SIA evidence? Get insurance quote
SIA And Contract Insurance Requirements
SIA licensing does not make every insurance section automatically mandatory, but licensing, approved-contractor standards and client procurement often create practical insurance requirements.
Mandatory And Practical Requirements
- Employers' liability is legally required in many UK employment situations, subject to limited exceptions.
- Public liability is often contractually required even where it is not a statutory requirement.
- Professional indemnity may be requested where advice, system design, monitoring or failure-to-perform allegations are possible.
- Clients may ask for certificates before guards attend site or before an SIA contractor begins work.
Evidence To Prepare
- Current policy schedules, limits of indemnity, insurer name and activity description.
- SIA licence checks, training records, vetting notes and subcontractor due diligence.
- Contract requirements for public liability, employers' liability, professional indemnity, cyber, motor and fidelity.
- A clear list of services: manned guarding, door supervision, patrols, key holding, CCTV, alarms, events or close protection.
Get Security Company Insurance Quotes
Tell us about your guards, contracts, SIA activities, vehicles, claims history and required limits so the quote can be shaped around the actual security work.
Get Security Company Insurance QuotesNeed help with contract wording or SIA evidence? Get insurance quote
How Better Quote Information Can Affect Security Insurance Pricing
A checklist cannot guarantee cheaper insurance, but it can reduce uncertainty. Insurers usually price more confidently when they can see the true activity mix, controls and evidence.
- Clear activity splits can prevent low-risk guarding being priced as if every contract involves door supervision, retail detention or event security.
- Claims narratives and remedial action can make past losses easier to underwrite.
- Contract and exclusion evidence can reduce surprises after terms are issued.
- Complete vehicle, key holding and cyber information helps avoid late referral or mid-quote changes.
Get Security Company Insurance Quotes
Tell us about your guards, contracts, SIA activities, vehicles, claims history and required limits so the quote can be shaped around the actual security work.
Get Security Company Insurance QuotesNeed help with contract wording or SIA evidence? Get insurance quote
Frequently Asked Questions
+-
What information is needed for a security insurance quote?
Insurers usually need wage roll, turnover, guard count, activity split, SIA records, contracts, claims history, vehicles, key holding procedures, subcontractor details and cyber system information.
+-
Can I download the Security Insurance Quote Information Checklist?
Yes. The checklist is available as a downloadable PDF from this page and can be used before requesting security company insurance quotes.
+-
Why do insurers ask for SIA records when quoting?
SIA records help insurers understand licensing controls, staff suitability and the evidence available if an allegation-led claim occurs.
+-
Should contract wording be sent before getting a quote?
Yes, where clients require specific limits, additional insured wording, PI, cyber, fidelity, response times, indemnities or subcontractor obligations.
+-
Does a checklist replace an insurer proposal form?
No. It helps prepare the quote request, but insurers may still require their own proposal form, statement of fact or additional underwriting questions.
Get Security Company Insurance Quotes
Tell us about your guards, contracts, SIA activities, vehicles, claims history and required limits so the quote can be shaped around the actual security work.
Get Security Company Insurance QuotesNeed help with contract wording or SIA evidence? Get insurance quote