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Machinery Installation Insurance
Machinery installation insurance is designed for contractors and engineering businesses that install, position, assemble, commission, relocate or connect machinery in factories, workshops, warehouses, plants, depots and commercial premises.
The right cover should reflect the machinery type, lifting and handling methods, work at client sites, use of subcontractors, contract values, testing or commissioning duties, and whether the business gives design, layout or specification advice.
What Can Machinery Installation Insurance Cover?
- Public liability insurance for injury or third-party property damage claims
- Employers' liability insurance for employees, apprentices and labour-only subcontractors
- Tools, lifting gear, own plant, hired-in plant, goods in transit and temporary site equipment
- Contract works, installation all risks and business interruption where required
- Professional indemnity, products liability, legal expenses, commercial vehicle and cyber cover where relevant
Typical Machinery Installation Risks
- Damage to client premises, floors, walls, services or existing production equipment
- Injury involving lifting operations, forklifts, cranes, moving parts or work at height
- Loss or damage to machinery while being moved, positioned, connected or commissioned
- Allegations of faulty installation, incorrect alignment, poor anchoring or failed commissioning
- Contractual requirements from manufacturers, factories, landlords and principal contractors
Related Manufacturing and Engineering Cover
Machinery installers may also want to compare manufacturing insurance, engineering manufacturing insurance, machinery dealing insurance, plant hire shop insurance and tool hire insurance.