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Machinery Dealing Insurance
Machinery dealing insurance is designed for businesses that buy, sell, store, demonstrate, service or deliver machinery, plant, tools and industrial equipment. It can suit machinery dealers, equipment suppliers, plant sales firms, trade counters and mixed hire or sales operations.
The right cover should reflect the value and type of machinery handled, whether equipment is new or used, where stock is stored, whether demonstrations are given, and whether the business arranges delivery, installation, servicing or repairs.
What Can Machinery Dealing Insurance Cover?
- Public liability insurance for injury or third-party property damage claims
- Products liability for machinery, parts or equipment supplied to customers
- Employers' liability insurance for staff, yard teams, engineers and drivers
- Stock, machinery, tools, premises, contents, goods in transit and business interruption
- Commercial vehicle, engineering inspection, cyber, legal expenses and demonstration risks where required
Typical Machinery Dealer Risks
- Damage to high-value machinery while stored, loaded, unloaded, moved or delivered
- Theft from yards, depots, workshops, showrooms or vehicles
- Injury involving demonstrations, customer visits, forklifts, lifting equipment or moving parts
- Disputes over used machinery condition, suitability, servicing history or supplied parts
- Loss of trading income after fire, flood, theft or damage at the premises
Related Manufacturing and Engineering Cover
Machinery dealers may also want to compare manufacturing insurance, engineering manufacturing insurance, plant hire shop insurance, tool hire insurance and power driven tool hire insurance.