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Customer Vehicles and Road Risks
Cover can be considered for customer vehicles in your care, custody or control, including collection, delivery, road testing or movement around premises where accepted by insurers.
Motor Trade Insurance
Windscreen Repairer/Fitter Insurance
Specialist insurance for windscreen repairers, auto glass fitters and vehicle glass specialists where customer vehicles, glass stock, adhesives, tools, mobile work, premises, road risks and liability exposures all need to be declared clearly.
Windscreen and vehicle glass
Mobile and premises work
Tools, stock and liability
On This Page
Working with insurer markets
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- CHUBB
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- AXA
Market access and cover availability depend on trade, disclosure, claims history, underwriting appetite and policy terms.
Insurance for Windscreen Repairers and Fitters
Windscreen repairer/fitter insurance is for businesses repairing chips, replacing windscreens, fitting side windows, rear screens, heated glass, sensor glass and other vehicle glazing. It can suit mobile windscreen technicians, workshop-based fitters, fleet glass specialists and subcontractors.
A suitable policy should reflect where the work is carried out, whether vehicles are moved or road tested, the value of glass stock and adhesives, and the tools, calibration equipment or mobile vans used in the business.
Tools, Glass Stock and Premises
Protect fitting tools, calibration kit, adhesives, glass stock, mobile equipment, workshop contents, premises and vans against insured events such as theft, fire or accidental damage.
Liability and Fitting Work
Public liability, products liability and employers liability can help respond to claims involving injury, vehicle damage, faulty fitting, leaks, defective seals or completed work disputes.
What Insurers Usually Want to Know
Windscreen repair and fitting can involve customer vehicle custody, glass handling, adhesives, mobile work and driver assistance systems, so insurers need a clear activity description.
Glass Work Activities
- Chip repairs, windscreen replacement, side glass and rear screen fitting
- Heated glass, sensors, cameras, ADAS calibration or specialist glazing
- Workshop, mobile, fleet, dealership or customer premises work
- Adhesives, primers, glass storage, cutting tools and lifting equipment
Vehicles and Controls
- Vehicle types, maximum values and number handled at one time
- Vehicle movement, collection, delivery, road testing and driver details
- Tools, glass stock, vans, premises security and key controls
- Training, calibration process, staff numbers, subcontractors and claims history
Example Claims
Windscreen repairers and fitters can face claims involving customer vehicle damage, poor fitting, leaks, glass stock, tools and mobile work locations.
Faulty Seal or Leak
A customer alleges that a replacement windscreen was incorrectly fitted and caused water ingress or interior damage. Liability cover can help respond to valid claims.
Customer Vehicle Damage
Paintwork, trim, sensors or dashboard components are damaged during removal or fitting. Motor trade and liability cover should reflect the work undertaken.
Tool and Glass Stock Theft
Specialist tools, calibration equipment, adhesives and glass stock are stolen from the van or premises. Tools, contents and stock cover can help with replacement costs.
Related Motor Trade Pages
Explore nearby covers for vehicle fitting, repair, glass-related work and mobile motor trade operations.
Windscreen Repairer/Fitter Insurance FAQs
What is windscreen repairer/fitter insurance?
It is insurance for businesses that repair, replace or fit windscreens, side windows, rear screens, heated glass and other vehicle glazing.
Do windscreen fitters need motor trade insurance?
You may need motor trade insurance if customer vehicles are worked on, moved, collected, delivered, road tested or kept at premises or mobile work locations.
Can mobile windscreen work be covered?
Mobile work can often be considered, subject to work locations, tools, glass stock, adhesives, vehicle use, public liability exposure and security arrangements.
What information helps insurers quote?
Useful details include repair and replacement work, mobile or premises operations, vehicle types and values, road use, tools, glass stock, adhesives, staff, training and claims history.