Motor Trade Insurance

Tyre/Exhaust Fitter Insurance

Specialist insurance for tyre and exhaust fitting businesses where customer vehicles, fitting liability, tools, stock, road testing, mobile work and workshop safety all need to be declared clearly.

Tyres and exhausts Workshop or mobile fitting Customer vehicle exposure

Motor trade cover for tyre and exhaust fitters

We help tyre and exhaust fitters compare cover for customer vehicles, road risks, fitting liability, tools, stock, premises, mobile work and business interruption.

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Home / Motor Trade Insurance / Tyre/Exhaust Fitter Insurance

Insurance for Tyre and Exhaust Fitters

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Our team specialises in commercial insurance across logistics, construction, manufacturing and property sectors. Get specialist cover with business insurance tailored to your industry. Insure24 is FCA authorised and regulated (FRN: 1008511).

Tyre/exhaust fitter insurance is for businesses fitting, replacing, repairing or supplying tyres, exhaust systems and related vehicle components. It can suit workshop-based fitters, fast-fit centres, mobile tyre operators, exhaust specialists and mixed repair businesses.

The right policy depends on whether you move or road test customer vehicles, work from premises or mobile vans, hold tyre or exhaust stock, use ramps or compressors, and whether you carry out additional mechanical repair work.

Tyre and exhaust fitter insurance for motor trade businesses

What Can Tyre/Exhaust Fitter Insurance Cover?

Policies can be built around customer vehicles, fitting liability, workshop equipment, mobile vans, stock and road risks.

Customer Vehicles and Road Risks

Cover for vehicles in your custody or control while tyres or exhausts are fitted, moved, collected, delivered or road tested where accepted.

  • Customer vehicles on site or at mobile jobs
  • Road testing after fitting where declared
  • Collection and delivery where required

Stock, Tools and Premises

Protection for tyre stock, exhaust parts, wheel equipment, ramps, compressors, tools, workshop contents, mobile equipment and premises.

  • Tyres, exhausts, wheels and fitting stock
  • Tyre changers, balancers, ramps and compressors
  • Theft, fire, flood and business interruption

Liability and Fitting Work

Liability cover can respond to injury, property damage, defective fitting allegations and staff injury claims.

  • Public and products liability
  • Wheel, tyre and exhaust fitting liability review
  • Employers' liability where staff are employed

What Insurers Usually Want to Know

Tyre and exhaust fitting can involve customer vehicles, lifting equipment, hot components, manual handling and safety-critical workmanship.

Trade Activities


  • Whether you fit tyres, exhausts, brakes, wheels, batteries, suspension or additional mechanical parts.
  • Whether work is workshop-based, mobile, roadside, at customer sites or at dealership premises.
  • Whether customer vehicles are moved, road tested, collected, delivered or stored overnight.
  • Whether you work on performance vehicles, commercial vehicles, EVs, fleet vehicles or modified vehicles.

Values and Controls


  • Stock values split by tyres, wheels, exhaust parts, catalytic converters and other components.
  • Tool and equipment values, ramp inspections, compressor maintenance and mobile van security.
  • Premises security, CCTV, alarms, fire controls, waste tyre storage and hot-work controls.
  • Driver details, claims history, staff training and torque-check or quality-control procedures.

Example Claims

Tyre and exhaust fitting claims often involve safety-critical work, customer vehicle damage and specialist equipment.

Wheel or tyre fitting allegation

A customer alleges incorrect fitting, torque settings or balancing caused vehicle damage or a road incident.

Exhaust fitting damage

A catalytic converter, sensor, exhaust section or underbody component is damaged during removal or fitting.

Equipment theft or breakdown

Tyre changers, compressors, ramps, mobile tools or diagnostic equipment are stolen or damaged, stopping booked work.

Tyre/Exhaust Fitter Insurance FAQs

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Do tyre and exhaust fitters need motor trade insurance?

Usually yes if you work on customer vehicles, move them, road test them, store them or fit safety-critical components as a business.

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Can mobile tyre and exhaust fitters be covered?

Potentially. Insurers will want details of the van, tools, stock, work locations, public liability exposure and whether vehicles are driven or road tested.

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Does cover include faulty fitting claims?

Liability cover may respond to injury or damage claims linked to faulty fitting, subject to policy wording, exclusions and declared activities.

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What information helps insurers quote?

Insurers usually need trade activities, customer vehicle values, driver details, stock and tool values, mobile work details, premises security, equipment controls and claims history.

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