Charities and communities

Third Sector Insurance

Third sector organisations often combine public-facing activities, volunteers, trustees, events, premises, fundraising and service delivery in one insurance conversation.

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Who It Is For

  • Charities and community groups
  • Social enterprises and voluntary organisations
  • Faith, local and member-led groups

Cover To Review

  • Public liability and employers' liability
  • Trustee, management or directors' liability
  • Property, contents and event cover
  • Professional indemnity, cyber and safeguarding exposure

Underwriting Detail

  • Activities and beneficiaries
  • Volunteer and employee numbers
  • Events, premises and outreach work
  • Income, contracts, safeguarding and claims history

Related Insurance Pages

Third Sector Insurance FAQs

What is third sector insurance?It is insurance for charities, community organisations, social enterprises and voluntary groups.

Do volunteer groups need insurance?Many do, especially where they run events, interact with the public, own equipment or deliver services.

What covers matter most?Liability, trustee or management liability, property, events, cyber and safeguarding-related exposures are common review points.