Sports and social clubs

Social Club Combined Insurance

Social clubs often need a package-style review because premises, bar stock, member events, committees, volunteers, staff and visitors all shape the risk.

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Who It Is For

  • Members' social clubs
  • Sports clubhouses and community venues
  • Clubs with bars, functions or events

Cover To Review

  • Public and employers' liability
  • Buildings, contents, stock and money
  • Business interruption and legal expenses
  • Committee, trustee or management liability

Underwriting Detail

  • Membership and visitor profile
  • Bar, entertainment and event activity
  • Premises ownership or lease responsibilities
  • Volunteer, employee and committee arrangements

Social Club Combined Insurance FAQs

What is social club combined insurance?It is a package-style review for clubs that need premises, liability, stock, events and committee risks considered together.

Can social clubs include licensed trade exposure?Yes, bar and alcohol exposure should be declared so the insurer can review licensing, stock and liability risks.

Do committee members need cover?Committee or management liability can be important where decisions, governance or employment matters create personal exposure.