Hospitality and licensed venues

Licensed Trade Insurance

Licensed trade businesses need cover that understands alcohol sales, licensing, customer injury risk, staff exposure, property values, stock and interruption after an insured incident.

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Who It Is For

  • Pubs, bars and public houses
  • Gastro pubs and pub restaurants
  • Late-night bars and music-led venues

Cover To Review

  • Public liability and employers' liability
  • Stock, cellar, contents and glass
  • Business interruption
  • Loss of licence and legal expenses

Risk Detail

  • Premises licence conditions
  • Door staff, events and entertainment
  • Food service and outdoor areas
  • Claims, CCTV and incident-log evidence

Related Insurance Pages

Licensed Trade Insurance FAQs

What is licensed trade insurance?It is business insurance for venues selling alcohol, usually combining liability, property, stock, interruption and licence-related risks.

Can licensed trade insurance include loss of licence?Loss of licence can be reviewed where the venue relies on alcohol sales and meets insurer requirements.

Does it cover entertainment or live music?Entertainment exposures should be declared so the insurer can review events, music, door staff and crowd-management risks.