Community organisations

Not-for-Profit Insurance

Not-for-profit organisations still face commercial insurance decisions when they run events, employ staff, use volunteers, manage premises or deliver services to the public.

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Who It Is For

  • Not-for-profit organisations
  • Community groups and local associations
  • Clubs, societies and voluntary groups

Cover To Review

  • Public liability for activities and events
  • Employers' liability for staff or volunteers where applicable
  • Trustee or committee liability
  • Contents, equipment, cyber and legal expenses

Underwriting Detail

  • Activities, venues and event frequency
  • Turnover, grants and fundraising
  • Volunteer management and safeguarding
  • Premises, assets and claims history

Related Insurance Pages

Not-for-Profit Insurance FAQs

Do not-for-profits need insurance?Often yes. Not-for-profit status does not remove liability, property, staff, volunteer or event risks.

Is charity insurance the same as not-for-profit insurance?There is overlap, but not every not-for-profit is a registered charity, so activities and legal structure matter.

Can event cover be included?Events can be reviewed alongside the main policy or separately depending on frequency, size and activities.