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Service businesses
Non-Manual Services Insurance
Non-manual services insurance is for office-based and service-led businesses where the main exposure is people, advice, contracts, premises, equipment, data and client interaction rather than manual trade work.
Get service business quotesWho It Is For
- Office-based service businesses and consultants
- Administrative, management, support and business-service firms
- Companies with client visits, remote work, equipment or contractual requirements
Cover To Review
- Public liability and employers' liability
- Office contents, computers, portable equipment and business interruption
- Professional indemnity, cyber, management liability and legal expenses
Underwriting Detail
- Services provided, client sectors and contract requirements
- Staff numbers, locations, remote work and office equipment
- Data handling, advice exposure, claims and complaints history
Non-Manual Services Insurance FAQs
What are non-manual services?They are service-led or office-based activities where the work is mainly administrative, advisory, professional or support-based rather than manual trade work.
Do non-manual firms need public liability?Many do, especially if clients visit, staff work away from the office, contracts require it or the business occupies premises.
When is professional indemnity needed?It should be reviewed where advice, designs, administration, data, recommendations or professional services could cause a client financial loss.