MOT Station Material Damage Insurance

SPEAK TO A MOTOR TRADE SPECIALISTGET MOT STATION QUOTES

Property and equipment insurance for MOT stations, garages and testing centres.

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Material Damage Cover For MOT Stations

MOT station material damage insurance is focused on the physical assets of the business: premises, contents, ramps, tools, diagnostic equipment, machinery, stock and sometimes customer vehicles. It should be reviewed alongside liability, road risks and business interruption where the garage depends on specialist equipment to trade.

Assets To Check

  • MOT bays, ramps and testing equipment
  • Diagnostic tools and portable equipment
  • Buildings, contents and fixtures
  • Customer vehicles and vehicles in the open

Risk Details

  • Fire, theft, impact and malicious damage
  • Security, alarms and key control
  • Business interruption after insured damage
  • Loss of MOT licence considerations

Related Pages

Use with MOT station insurance, motor trade insurance, workshop insurance, property risk cover and business interruption insurance.