Kitchen/Bathroom Showroom Insurance

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Insurance for kitchen and bathroom showrooms, retailers, suppliers and trade counters selling displays, fittings, fixtures, sanitaryware, cabinetry, worktops and accessories.

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Kitchen and bathroom showroom insurance for retail, display and product risk

Showroom businesses can combine premises, display units, stock, public liability, products liability, design advice, goods in transit, installation links and business interruption cover.

Insurance for Kitchen and Bathroom Showrooms

Kitchen/bathroom showroom insurance is for businesses displaying, selling or supplying fitted kitchens, bathrooms, sanitaryware, cabinets, worktops, taps, showers, tiles, appliances, accessories and installation products.

It can suit showrooms, retailers, trade counters, design-and-supply businesses, online suppliers with display premises, and companies that arrange installation through employees or subcontractors.

Who This Page Is For

Kitchen showrooms, bathroom showrooms and combined retail display premises.
Businesses selling cabinets, worktops, sanitaryware, taps, showers, tiles and accessories.
Design-and-supply companies advising on layouts, measurements and specifications.
Retailers arranging delivery, installation, fitting, surveys or subcontractor work.

What Cover Can Include

Buildings, showroom contents, displays, fixtures, office equipment and business interruption.
Stock cover for kitchen units, worktops, sanitaryware, taps, showers, tiles and accessories.
Public liability for customer visits, showroom incidents, deliveries and site surveys.
Products liability for supplied kitchens, bathrooms, fittings, appliances and accessories.
Professional indemnity, employers' liability, goods in transit, cyber and commercial vehicle cover where required.

Showroom and Product Risks

Claims can involve customer slips in the showroom, damage to displays, stock theft, incorrect supply, design or measurement disputes, delivery damage, faulty taps or fittings, water damage allegations and interruption after fire, flood or theft.

Insurer Questions

Do you sell kitchens, bathrooms or both?
What stock, display and showroom contents values need cover?
Do you provide measurements, design advice or specifications?
Do you arrange installation using employees or subcontractors?
Do you import products, sell online or deliver to customer sites?

Displays, Stock and Customer Footfall

Showrooms can hold high display and stock values while inviting customers to walk through fitted displays. Public liability, stock, contents and business interruption limits should reflect the premises and customer journey.

Design Advice and Installation Links

If you take measurements, recommend layouts, specify products or arrange fitting, insurers should know. Those activities can affect professional indemnity, products liability and subcontractor exposures.

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