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Industrial Safety Wear Insurance
Industrial safety wear insurance is designed for businesses that manufacture, import, wholesale, distribute, embroider, brand, store or sell PPE, workwear, hi-vis clothing, safety boots, gloves, helmets, eye protection, respiratory protection and related protective equipment.
The right cover should reflect the products handled, whether goods are imported or own-branded, whether any certification or standards apply, stock values, customer sectors, ecommerce activity and the potential severity of product liability or recall claims.
What Can Industrial Safety Wear Insurance Cover?
- Product liability for supplied PPE, protective clothing, workwear and safety equipment
- Stock, contents, premises, fixtures, fittings, embroidery equipment and business interruption
- Public liability for customer, visitor, courier or supplier injury and property damage claims
- Employers' liability for warehouse, sales, production, fulfilment, embroidery and office staff
- Goods in transit, cyber, legal expenses, recall, commercial vehicle and trade credit cover where required
Typical Industrial Safety Wear Risks
- A supplied garment or PPE item is alleged to be defective, unsuitable or non-compliant
- Imported or own-branded products trigger a product liability, labelling or recall dispute
- High-value stock is damaged by fire, flood, theft, water ingress or warehouse incidents
- Embroidery, branding or fulfilment errors cause contract disputes or replacement costs
- Online orders, payment systems or customer records are disrupted by a cyber incident
Information Insurers Usually Ask For
- Products supplied, including PPE category, workwear type, safety footwear, helmets, gloves or respiratory products
- Whether goods are manufactured, imported, rebranded, embroidered, relabelled, repaired or only distributed
- Applicable standards, certification checks, supplier records, batch traceability and quality controls
- Maximum stock values, premises security, ecommerce turnover, export activity and customer sectors
Related Manufacturing and Engineering Cover
Industrial safety wear businesses may also want to compare manufacturing insurance, engineering manufacturing insurance, product liability insurance, finished clothing wholesale insurance and clothing accessories wholesale insurance.