Food businesses

Food and Eateries Insurance

Food and eateries insurance brings together the core food-service risks across restaurants, cafes, takeaways, sandwich shops and specialist food outlets.

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Who It Is For

  • Restaurants, cafes and delis
  • Takeaways, fish and chip shops and fast-food outlets
  • Sandwich shops and food retailers

Cover To Review

  • Public and product liability
  • Employers' liability
  • Stock, equipment and refrigeration
  • Fire, theft and business interruption

Underwriting Detail

  • Cooking methods and extraction
  • Food hygiene and allergen controls
  • Delivery, collection and platform reliance
  • Opening hours, claims history and property values

Food and Eateries Insurance FAQs

What is food and eateries insurance?It is a broad food-service insurance review for businesses serving, preparing or selling food to the public.

Does it cover food poisoning claims?Product liability and related cover can respond to food-related allegations, subject to policy terms.

Can one business need several food pages?Yes, a cafe with takeaway, delivery or retail stock may need more than one risk angle reviewed.