Circuit Board Failure & Electrical Fault Liability

Protect your electronics manufacturing business against the costly repercussions of PCB failures and electrical faults with our tailored insurance solutions.

We compare quotes from leading insurers for electronics manufacturers

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Comprehensive Coverage for Electronics Manufacturing

Why Circuit Board Failure Insurance is Essential

Failures in printed circuit boards (PCBs) and electrical faults can lead to major financial losses, product recalls, and damage to your brand reputation. Whether your business manufactures, assembles, or installs electronic components, Insure24’s tailored insurance protects you from the risks that are unique to your sector.

What Does Circuit Board Failure & Electrical Fault Insurance Cover?

This specialist coverage protects electronics manufacturers against the risks associated with product defects, electrical malfunctions, and operational failures that could cause injury, property damage, or business losses.


  • Product Liability – Covers legal costs and compensation claims if a PCB or electrical component you supplied causes bodily injury or property damage.
  • Faulty Circuit Board Failures – Protection against defects or failures in circuit boards that lead to product recall or replacement expenses.
  • Electrical Fault Damage – Covers damage caused by electrical faults including fires, short-circuits, or system shutdown affecting your products or those of your customers.
  • Business Interruption – Financial support to cover loss of income caused by production delays, recalls, or repairs due to defective components.
  • Recall Expenses – Costs associated with removing faulty electrical products from the market safely and efficiently.
  • Legal Defence Costs – Coverage for legal fees arising from liability claims and regulatory investigations.
Circuit Board Coverage

Common Risks Related to PCB and Electrical Faults


  • Manufacturing defects leading to early failures or intermittent faults.
  • Material and component quality issues impacting circuit reliability.
  • Design flaws causing overheating or short circuits.
  • Improper assembly resulting in poor solder joints or connectivity problems.
  • Environmental exposures like moisture, dust, or vibration damage.
  • Unexpected electrical surges or power irregularities damaging components.
  • Faulty firmware or software causing hardware malfunction.

Understanding these risks helps you manage your product quality control and informs the level of insurance cover you require. Working with Insure24 ensures you have the protection you need should failures occur that impact your customers or business operations.

Why Choose Insure24 for PCB Failure & Electrical Fault Insurance?


  • Specialist Knowledge – Our experts understand the electronics and technology manufacturing sector and its unique risks.
  • Tailored Policies – We offer bespoke coverage designed specifically for PCB failure and electrical fault liability risks.
  • Strong Market Access – Leading insurer comparisons help PCB-failure cover fit the manufacturing risk more convincingly.
  • Fast Claims Handling – Efficient claims processing to reduce downtime and financial impact when issues arise.
  • Regulatory Support – Insurance solutions that help you meet industry standards and safety regulations.

Choosing Insure24 means partnering with a trusted insurance broker focused on protecting your electronics manufacturing business from costly product and operational failures. We guide you step-by-step in finding the right insurance so you can focus on growing your business confidently.

How to Get Circuit Board Failure Insurance


  • Step 1: Provide Business Details – Tell us about your manufacturing processes, product lines, and production volumes.
  • Step 2: Risk Assessment – We assess your exposure to PCB failures and electrical faults, advising on coverage options.
  • Step 3: Review Quotes – Compare tailored insurance quotes from multiple leading insurers.
  • Step 4: Choose Your Policy – Select coverage limits and terms that fit your risk profile and budget.
  • Step 5: Purchase and Activate – Start your protection quickly with digital documents and immediate cover confirmation.

Our expert team will guide you throughout the process and answer any questions, ensuring you select the right insurance to safeguard your electronics manufacturing operations effectively.

FREQUENTLY ASKED QUESTIONS

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What is circuit board failure & electrical fault liability insurance?

This insurance protects manufacturers and suppliers against claims caused by defects or failures in printed circuit boards (PCBs) and electrical components. It covers financial losses from product malfunctions, recalls, customer injury, property damage, and legal liabilities related to faulty electronic products.

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Who needs this type of insurance?

Electronics manufacturers, assembly businesses, suppliers of circuit boards or electrical components, and businesses involved in the design and installation of electronic systems benefit significantly from this coverage.

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What risks are commonly excluded?

Exclusions generally include damage resulting from intentional acts, known defects prior to policy inception, wear and tear, gradual deterioration, and faulty workmanship not related to product defects. Always review your policy documents carefully.

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How can this insurance help if there is a product recall?

The policy can cover the costs of recalling faulty PCBs or electrical components, including communication, transportation, replacement, disposal, and professional fees. This helps minimise financial impact during complex recalls.

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Does this insurance cover business interruption caused by electrical faults?

Yes, business interruption coverage can compensate for lost revenue and ongoing expenses if a failure or fault disrupts your manufacturing operations or delays shipments until the issue is resolved.

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