• Temporary relocation expenses to minimise disruption to operations
• Cover for loss of utilities or suppliers caused by electrical failures or fire-related incidents affecting your supply chain
• Reinstatement of data, documents, and technical drawings damaged by fire or water
• Assistance with crisis management and public relations support to protect your business reputation
• Dedicated claims handlers with expertise in manufacturing fire and explosion incidents
• Flexibility to include accidental damage, electrical surges, and allied perils as needed

Manufacturing operations rely heavily on high-voltage and specialised electrical equipment, increasing the potential for dangerous electrical explosions. Key triggers include:

• Arc flashes from live electrical panels or switchgear
• Short circuits and overloads causing sparks and flames
• Equipment malfunction or failure under load
• Poor maintenance and lack of adequate inspections
• Use of incompatible or substandard electrical components
• Ignition of gases or dust in confined factory spaces
• Failure of explosion-proof or protective electrical enclosures

Every electronics and technology manufacturer faces unique fire and explosion risks depending on size, operations, location, and equipment. We tailor policies to suit your factory's needs, including options for:

• Standalone fire and explosion cover or integrated factory combined policies
• Additional accidental damage and all risks equipment insurance
• Business interruption covering supply chain disruption and extended downtime
• Environmental liability from hazardous substance release due to fire
• Employers and public liability extension covering fire-related injuries and damages