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Design and Construct Professional Indemnity Insurance
Design and construct PI insurance is for firms whose work includes design responsibility, specifications, technical advice or design coordination. It helps address the financial loss allegations that can follow design errors, late defects, unsuitable specifications or contract disputes.
This page is built for contractors, consultants and construction-related businesses where the risk is not only physical work on site, but the professional responsibility attached to design choices and technical decisions.
Typical Buyers
- Design and build contractors
- Fit-out and refurbishment firms
- Construction consultants with design input
Common Claims
- Design defects
- Specification errors
- Project delay and rework allegations
Insurer Questions
- Contract terms
- Design fees and project values
- Subconsultant controls
Design Liability And Related PI Pages
Design and construct risks often sit between contractor cover and professional indemnity. If the business performs physical work as well, compare this page with the wider contractor and construction insurance routes.
Example Claim Scenario
A contractor accepts design responsibility for part of a refurbishment. After completion, the client alleges the specification was unsuitable and claims for redesign, rework and project delay. PI cover can help with defence costs and covered settlement exposure, subject to the policy wording.