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Business Insurance Across Wales & England
Based in Newport, Wales, Insure24 serves businesses throughout Wales and England with comprehensive commercial insurance solutions. Whether you're a small startup in Cardiff, an established manufacturer in Birmingham, or a growing service business in Manchester, we understand the unique risks facing businesses across Wales and England.
- Local Expertise: Based in Newport, Wales, with deep understanding of Welsh and English business landscapes
- Nationwide Coverage: Serving businesses across Wales and England
- FCA Regulated: Authorized and regulated by the Financial Conduct Authority (Registration: 1008511)
- Competitive Quotes: Access to leading insurers across the UK market
- Expert Advice: Tailored insurance solutions for your specific business needs
Business Insurance - Buildings & Contents
Protect your business premises and contents with comprehensive coverage including:
- Buildings Insurance: Coverage for fire, flood, storm damage, and structural repairs
- Contents Insurance: Protection for equipment, stock, fixtures, and fittings
- Gross Profit Cover: Financial protection if your business income is affected by insured events
- Legal Expenses Protection: Coverage for legal costs and employment disputes
Whether you operate from a high street shop in Swansea or a warehouse in Leeds, our business insurance adapts to your specific premises and operations.
Professional Indemnity Insurance
Essential protection for service-based businesses across Wales and England:
- Claims Against Clients: Protection when clients claim your advice or service caused financial loss
- Subcontractor Claims: Coverage for work carried out by subcontractors on your behalf
- Previous Work Cover: Protection for claims arising from past projects or advice
From consultants in Cardiff to architects in London, professional indemnity insurance is crucial for maintaining client trust and business reputation.
Comprehensive all-in-one coverage combining multiple insurance types:
- Business Interruption: Income protection when your business operations are disrupted
- Material Damage: Coverage for physical damage to your business property
- Products Liability: Protection if your products cause injury or damage to third parties
- Employers Liability: Mandatory coverage for employee injury or illness claims
Modern businesses across Wales and England face increasing cyber threats:
- Breach Response Service: Expert support when data breaches occur
- Liability Claims Management: Protection against third-party cyber liability claims
- Business Interruption Support: Coverage for income loss due to cyber incidents
Specialized coverage for skilled trades across Wales and England:
- Public & Employers Liability: Essential protection for working with clients and employees
- Tools & Equipment Cover: Protection for your valuable trade tools and equipment
- Professional Indemnity: Coverage for advice and workmanship claims

I just bought an Insure24 business insurance policy, for my partner and me, and saved £205 a year!
Dai Lewis , DirectorPROTECT YOURSELF
- Public Liability
- Financial Loss
- Products Liability
- 24/7 accident and claims helpline
- Legal Expenses
- Accidental Death
- Business interruption insurance
- Goods in transit insurance
BUSINESS INSURANCE FREQUENTLY ASKED QUESTIONS
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Who Needs Business Insurance?
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Can I Insure My Vehicles On A Business Policy?
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Click to close Why do I need Business insurance?
Business insurance is flexible and a policy can be tailored precisely for your business. If you employ staff you are legally required to arrange employers liability insurance which can be included alongside public and product liability insurance.
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Click to close What are the benefits of Business insurance rather than multiple policies?
By bundling your cover together, you can create a flexible policy which can be more cost efficient than buying various insurances separately. You can amend the policy at any time to add or remove specific covers from your policy. Packaging your insurance under one policy with a single renewal date helps to manage your time efficiently.
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Can I get business insurance with bad credit or previous claims?
Yes, we work with specialist insurers who understand that past financial difficulties or claims don't necessarily reflect your current business risk. We'll assess your current situation and find suitable coverage options across our panel of insurers.
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What areas do you cover?
Based in Newport, Wales, we provide business insurance coverage throughout Wales and England. Our nationwide network of insurers ensures competitive quotes regardless of your location.
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How quickly can I get a quote?
Our online quote system provides instant indicative quotes, with detailed proposals typically available within 24 hours. For complex risks, our expert team will work with you to find the best solution.
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Do you offer payment plans?
Yes, we offer flexible payment options including monthly instalments to help manage your business cash flow. Payment terms vary by insurer and policy type.
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What counts as adverse credit when applying for business insurance?
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How far back do insurers look at credit history for business insurance?
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Can I get business insurance if I'm currently in a debt management plan or IVA?
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Will my business insurance be more expensive with bad credit?
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Do I need to tell my insurer if my credit situation improves during the policy term?
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How do different types of claims affect my business insurance renewal?
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What if I've had multiple small claims versus one large claim?
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Can I get business insurance if I've been refused cover elsewhere due to claims?
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How long do claims affect my insurance premiums?
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What if my previous claims were due to circumstances beyond my control?
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What's the difference between spent and unspent convictions for insurance purposes?
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How do motoring convictions affect my business insurance?
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What if I have convictions related to my previous business?
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Do I need to declare convictions of business partners or key employees?
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How do financial crime convictions affect business insurance applications?
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What happens if I don't declare adverse credit, claims, or convictions?
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Can I improve my insurance terms by taking additional risk management steps?
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How does Insure24 help with complex insurance applications?
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What documentation should I prepare for a complex insurance application?
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Can my insurance terms improve over time as my situation changes?
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What if my circumstances are particularly complex or unusual?