Office Equipment Supplier Including Electrical Insurance

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Insurance for suppliers of office furniture and electrical office equipment, including printers, monitors, phones, peripherals, powered desks and workplace technology.

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Office equipment supplier insurance for electrical and non-electrical stock

Office equipment suppliers can combine premises, stock, trade-counter liability, products liability, goods in transit, delivery, installation, cyber and business interruption cover in one commercial policy.

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Insurance for Office Equipment Suppliers Including Electrical Items

This page is for businesses supplying both non-electrical office equipment and electrical office products. That can include desks, chairs, storage, filing systems, printers, monitors, phones, peripherals, powered desks, small office appliances and workplace technology accessories.

It can suit trade counters, showrooms, online suppliers, wholesalers, delivery-led suppliers and businesses that install, assemble, configure or position office equipment at customer premises.

Who This Page Is For

  • Office equipment suppliers selling electrical and non-electrical stock.
  • Businesses supplying printers, monitors, phones, peripherals, powered desks and office furniture.
  • Trade counters, showrooms, online suppliers and delivery-based office equipment businesses.
  • Suppliers that install, assemble, configure or position equipment at customer sites.

What Cover Can Include

  • Premises, showroom, warehouse, contents, fixtures, stock and business interruption cover.
  • Stock cover for office furniture, electrical office equipment, peripherals and workplace accessories.
  • Public liability for customer visits, deliveries, site assembly and premises incidents.
  • Products liability for supplied electrical equipment, furniture, fixtures and accessories.
  • Employers' liability, goods in transit, commercial vehicle, cyber and legal expenses cover where required.

Electrical Product and Supplier Risks

Claims can involve faulty electrical products, fire allegations, damaged deliveries, customer injury, manual handling, stock theft, incorrect supply, imported product issues, installation damage and business interruption after fire, flood or theft.

Office equipment supplier including electrical insurance

Insurer Questions

  • What electrical and non-electrical office equipment do you supply?
  • Do you import products or sell own-brand electrical equipment?
  • Do you install, configure, repair, test or only supply equipment?
  • Do you sell from a showroom, trade counter, warehouse or online?
  • What stock values, delivery exposure and premises security apply?

Products Liability and Electrical Faults

Electrical office equipment can bring product liability exposure from faults, overheating, fire, injury or property damage allegations. Imports, own-brand supply and testing responsibilities should be declared clearly.

Transit, Installation and Cyber Exposure

If you deliver, install, connect, configure or advise on office technology, insurers may review goods in transit, public liability, professional advice and cyber exposure alongside stock and premises cover.

Related Contractor Pages

OFFICE EQUIPMENT SUPPLIER INCLUDING ELECTRICAL INSURANCE FAQS

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What does office equipment supplier including electrical insurance cover?

It can include premises, stock, public liability, employers' liability, products liability, goods in transit, business interruption, commercial vehicle and cyber cover depending on the business.

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Why does electrical office equipment change the insurance risk?

Electrical office equipment can create additional product liability, fire, electrical fault, import, warranty, installation, repair, testing and disposal exposures compared with non-electrical office furniture and fixtures.

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What information helps insurers quote?

Insurers usually ask about electrical and non-electrical products supplied, stock values, imports, own-brand items, testing, installation, repairs, trade counter or online sales, deliveries, staff numbers, turnover and claims history.