Office Equipment Supplier Insurance

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Insurance for suppliers of non-electrical office equipment, furniture, desks, chairs, storage, filing systems, partitions and workplace fixtures.

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Office equipment supplier insurance for non-electrical stock and delivery risk

Office equipment suppliers can combine premises, stock, trade-counter liability, products liability, goods in transit, delivery, assembly and business interruption cover in one commercial policy.

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Insurance for Office Equipment Suppliers

Office equipment supplier insurance is for businesses supplying non-electrical workplace items such as desks, chairs, storage units, filing cabinets, shelving, partitions, notice boards, fixtures, fittings and office accessories.

It can suit trade counters, showrooms, online suppliers, wholesalers, delivery-led suppliers and businesses that also assemble, position or install non-electrical office furniture and equipment at customer premises.

Who This Page Is For

  • Suppliers of non-electrical office equipment, furniture and workplace fixtures.
  • Businesses selling desks, chairs, filing systems, shelving, storage and partitions.
  • Trade counters, showrooms, online suppliers and delivery-based office equipment businesses.
  • Suppliers that assemble, install or position office furniture at customer sites.

What Cover Can Include

  • Premises, showroom, warehouse, contents, fixtures, fittings and business interruption cover.
  • Stock cover for office furniture, storage, filing systems, shelving and workplace equipment.
  • Public liability for customer visits, deliveries, site assembly and premises incidents.
  • Products liability for supplied chairs, desks, storage, shelving, fixtures and accessories.
  • Employers' liability, goods in transit, commercial vehicle, cyber and legal expenses cover where required.

Supplier and Product Risks

Claims can involve customer injury in a showroom, damaged deliveries, faulty chairs or shelving, manual handling injuries, stock theft, assembly damage at customer premises, incorrect supply and business interruption after fire, flood or theft.

Office equipment supplier insurance

Insurer Questions

  • What non-electrical office equipment do you supply?
  • Do you sell from a showroom, trade counter, warehouse or online?
  • Do you deliver, assemble or install items at customer premises?
  • Do you import products or sell own-brand furniture or equipment?
  • What stock values, delivery exposure and premises security apply?

Stock, Transit and Assembly

Office furniture and equipment can be bulky, easily damaged in transit and often handled on customer premises. Goods in transit, public liability and products liability should match the delivery and assembly model.

Products Liability and Exclusions

If you supply non-electrical goods only, tell insurers clearly. Electrical, ergonomic advice, installation, imported products or own-brand supply can change the products liability conversation.

Related Contractor Pages

OFFICE EQUIPMENT SUPPLIER INSURANCE FAQS

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What does office equipment supplier insurance cover?

It can include premises, stock, public liability, employers' liability, products liability, goods in transit, business interruption, commercial vehicle and cyber cover depending on the business.

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What does excluding electrical mean for office equipment suppliers?

It usually means the business supplies non-electrical items such as desks, chairs, storage units, shelving, filing systems, partitions, fixtures and workplace accessories rather than computers, electrical appliances or powered equipment.

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What information helps insurers quote?

Insurers usually ask about products supplied, stock values, premises, trade counter or showroom activity, deliveries, installation or assembly work, imports, staff numbers, turnover and claims history.