We work with security companies that have claims history. Our specialists will assess your specific circumstances and find competitive coverage options. Previous claims don't automatically disqualify you from obtaining insurance.

We understand the security industry employs people with various backgrounds. We assess each case individually and work with insurers who consider reformed individuals. Full disclosure is essential for accurate quotes.

Poor credit history doesn't prevent you from getting security company insurance. We work with insurers who focus on your current business operations rather than past financial difficulties. Payment plans may be available.

Yes, we ensure all security staff are properly licensed and covered. Our policies include protection for SIA compliance issues and can cover temporary license lapses during renewal periods.

Our cyber insurance covers GDPR breaches, data theft, and privacy violations related to CCTV systems. This includes notification costs, fines, and compensation claims from data protection incidents.

Standard security company insurance can often be arranged within 24-48 hours. Complex operations or specialist services may take longer. Emergency cover can be arranged same-day in urgent situations.

Security company insurance costs vary based on your services, staff numbers, and risk profile. Manned guarding typically costs £800-£2,500 annually, while CCTV installation insurance ranges from £400-£1,200. Close protection services may cost £1,500-£4,000 per year. Contact us for accurate quotes tailored to your specific operations.

To start a security company, you need Public Liability Insurance (minimum £1 million), Employers Liability Insurance (mandatory for staff), and Professional Indemnity Insurance. Additional coverage includes Commercial Vehicle Insurance for patrol vehicles and Equipment Insurance for security technology.

Individual security guards are typically covered under their employer's insurance policies. However, self-employed security contractors need their own Public Liability and Professional Indemnity Insurance. SIA license holders should ensure adequate coverage for their specific security activities.

Manned guarding insurance protects security companies providing human security services. It covers assault and battery claims, wrongful detention, false imprisonment, and use of force incidents. This specialized coverage is essential for companies providing security guards, door supervisors, and retail security personnel.

Yes, CCTV installation insurance includes specialized coverage for installation errors, system failures, data protection breaches, and privacy violations. General liability doesn't cover these technology-specific risks. CCTV installers need Professional Indemnity Insurance for design errors and Cyber Insurance for data breaches.

Close protection insurance covers bodyguards and personal protection officers against liability claims. This includes failure to protect clients, breach of confidentiality, client injury during protection, and professional negligence. Coverage extends to international assignments and high-risk protection scenarios.

Yes, mobile security patrols require Commercial Vehicle Insurance, Public Liability Insurance, and specialized patrol coverage. This protects against vehicle accidents, property damage during patrols, and liability claims from patrol activities. Key holding services need additional coverage for client property access.

Security equipment insurance covers CCTV cameras, alarm systems, access control equipment, and mobile security technology against theft, damage, and breakdown. This includes replacement costs, temporary equipment hire, and business interruption from equipment failure.

Yes, event security insurance covers crowd control, venue security, and event management risks. This includes public liability for large gatherings, assault and battery coverage for security staff, and protection against event cancellation claims due to security failures.

Retail security insurance covers in-store security guards, loss prevention officers, and retail security technology. This includes shoplifting detention claims, customer injury during security interventions, and wrongful accusation lawsuits. Coverage extends to CCTV monitoring and electronic article surveillance systems.

Security consultants need Professional Indemnity Insurance for advice and recommendations, Public Liability Insurance for site visits, and Cyber Insurance for data handling. Risk assessment errors, inadequate security recommendations, and breach of confidentiality require specialized consultant coverage.

Alarm response insurance covers security companies providing emergency response services. This includes false alarm liability, response time failures, property damage during response, and key holding responsibilities. Coverage extends to out-of-hours emergency callouts and client property access.

Security company insurance includes specialized assault and battery coverage for physical confrontations. This covers legal defense costs, compensation claims, and medical expenses. Coverage applies to reasonable force used in security situations and protects against excessive force allegations.

Cash in transit insurance covers security companies transporting money and valuables. This includes theft during transport, employee dishonesty, and vehicle hijacking. Coverage extends to ATM servicing, bank deposits, and high-value goods transportation with armed response capabilities.

Yes, cyber insurance is essential for security companies using digital technology. This covers CCTV data breaches, access control system hacking, and client information theft. GDPR compliance, notification costs, and cyber attack business interruption require specialized cyber coverage.

Wrongful detention coverage protects against false imprisonment claims when security staff detain individuals. This includes shoplifting detentions, trespassing removals, and citizen's arrest situations. Coverage includes legal defense costs and compensation for unlawful detention claims.

Yes, security dog handling insurance covers dog bite injuries, property damage by security dogs, and handler liability. This specialized coverage includes veterinary costs, dog welfare requirements, and public liability for security dog operations in various environments.

Construction site security insurance covers unique risks including site access control, equipment theft prevention, and hazardous environment operations. This includes liability for construction accidents during security patrols and specialized coverage for high-risk construction environments.

Security company directors benefit from Directors and Officers Insurance protecting against management liability claims. This covers employment disputes, regulatory investigations, and corporate governance issues specific to security industry management and SIA compliance requirements.

Security industry professional indemnity insurance covers negligent advice, inadequate security assessments, and professional service failures. This includes risk assessment errors, security system design flaws, and failure to prevent foreseeable security incidents through professional negligence.