Plastering/Artexing Contractors Insurance

GET A QUOTE SPEAK TO A SPECIALIST

Insurance for plastering, skimming, rendering, dry lining, artexing and textured coating contractors working in homes, commercial premises and on site.

Home / Contractor Insurance / Plastering/Artexing Contractors Insurance

Plastering and artexing insurance for finishing contractors

Plastering and textured coating work can involve customer property, wet materials, dust, working at height, tools, contract works, subcontractors and site access exposures.

  • Allianz
  • Aviva
  • QBE
  • RSA
  • Zurich
  • NIG

Insurance for Plastering and Artexing Contractors

Plastering/artexing contractors insurance is designed for businesses carrying out internal plastering, skimming, rendering, dry lining, ceiling repairs, textured finishes, artex repairs and refurbishment finishing work.

It can support sole traders, subcontractors and contractor teams working for homeowners, landlords, builders, facilities managers, property developers and commercial clients.

Who This Page Is For

  • Plasterers, skimmers, renderers and finishing contractors.
  • Artexing and textured coating contractors handling repair or finishing work.
  • Contractors working in occupied homes, offices, shops, schools and refurbishment sites.
  • Teams using ladders, towers, mixers, sanding equipment, subcontractors or temporary site storage.

What Cover Can Include

  • Public liability for injury, dust, spills, accidental damage and customer property claims.
  • Employers' liability for employees, apprentices, labour-only subcontractors and supervised workers.
  • Tools, mixers, ladders, towers, materials, stock and goods in transit.
  • Contract works for unfinished projects, materials on site and temporary works.
  • Hired-in plant, commercial vehicle, business interruption and legal expenses where required.

Trade Risks to Declare

Claims can involve damage to flooring, kitchens, bathrooms, stock or furniture, injury from ladders and towers, wet plaster spills, dust contamination, cracked surfaces, tool theft, contract disputes and damage while working in occupied premises.

Older textured coatings can raise asbestos questions. Insurers may ask whether asbestos, hazardous materials or removal work is excluded, declared or handled only by appropriately qualified specialists.

Plastering and artexing contractors insurance

Insurer Questions

  • What plastering, rendering, dry lining or artexing work do you carry out?
  • What split of work is domestic, commercial, site or subcontract?
  • Do you work at height or use towers, ladders, MEWPs or hired-in plant?
  • Do you handle asbestos, hazardous materials or old textured coating removal?
  • What tools, materials, contract values, turnover and claims history apply?

Domestic, Commercial and Site Work

The right policy should reflect where you work, who controls the site, what contract conditions apply and whether you use employees, bona fide subcontractors or labour-only subcontractors.

Tools, Materials and Contract Works

Plastering and artexing contractors often depend on mixers, hand tools, access equipment, dry materials and vehicle storage. Cover should match the way tools and materials are kept overnight and moved between jobs.

Related Contractor Pages

PLASTERING/ARTEXING CONTRACTORS INSURANCE FAQS

+-

What does plastering/artexing contractors insurance cover?

It can include public liability, employers' liability, tools, materials, contract works, hired-in plant, goods in transit, commercial vehicle and business interruption depending on the work carried out.

+-

Do plastering and artexing contractors need employers' liability?

Employers' liability is normally required if the business has employees, apprentices, labour-only subcontractors or supervised workers.

+-

What information helps insurers quote?

Insurers usually ask about the type of plastering or textured coating work, domestic and commercial split, work at height, contract values, employees, subcontractors, tools, materials, turnover and claims history.